Best Cheap Auto Insurance in Alsey, IL (2021)

The average Alsey, IL auto insurance rates are $256 per month. The minimum auto insurance in Alsey is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Alsey, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Alsey, Illinois is 25/50/20
  • The average commute length in Alsey is 27.4 minutes
  • The cheapest auto insurance company in Alsey is State Farm

Alsey, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Alsey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alsey, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Alsey to other Illinois cities, including Rockford auto insurance rates, Elgin auto insurance rates, and Joliet auto insurance rates to see how Alsey, Illinois auto insurance rates stack up.

Before you buy Alsey, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alsey, Illinois auto insurance quotes.

Minimum Auto Insurance in Alsey, Illinois

Alsey, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alsey, Illinois.

Minimum Required Auto Insurance Coverage in Alsey, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Alsey, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alsey, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alsey, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,383 $2,383 $2,120 $2,235 $9,887 $10,295 $2,721 $2,858
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,327 $1,433 $1,107 $1,235 $4,213 $4,682 $1,388 $1,468
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,862 $1,761 $1,531 $1,605 $6,759 $7,585 $2,221 $2,412
State Farm $1,329 $1,329 $1,176 $1,176 $3,644 $4,638 $1,498 $1,712
Travelers $1,416 $1,496 $1,266 $1,352 $3,782 $4,666 $1,507 $1,588
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

Cheap Alsey, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alsey, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Alsey, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Alsey, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,169 $8,642
Farmers $9,887 $10,295
GEICO $4,847 $5,129
Liberty Mutual $4,213 $4,682
Nationwide $4,566 $5,881
Progressive $6,759 $7,585
State Farm $3,644 $4,638
Travelers $3,782 $4,666
USAA $5,422 $5,984

Cheap Alsey, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Alsey, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alsey, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,060 $2,060
Farmers $2,120 $2,235
GEICO $1,521 $1,797
Liberty Mutual $1,107 $1,235
Nationwide $1,515 $1,610
Progressive $1,531 $1,605
State Farm $1,176 $1,176
Travelers $1,266 $1,352
USAA $1,559 $1,537

Cheap Alsey, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alsey, Illinois compared to the annual auto insurance rates with a clean record in Alsey, Illinois.

Annual Alsey, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,684 $4,738 $4,620 $4,398
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,760 $2,482 $2,190 $1,995
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,652 $3,932 $2,934 $3,350
State Farm $1,896 $2,229 $2,063 $2,063
Travelers $1,710 $2,221 $2,468 $2,137
USAA $2,007 $2,885 $3,953 $2,421

Cheap Alsey, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alsey, Illinois is not easy. Compare the annual rates for DUI auto insurance in Alsey, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Alsey, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,926
American Family $4,960
Farmers $4,620
GEICO $3,482
Liberty Mutual $2,190
Nationwide $3,240
Progressive $2,934
State Farm $2,063
Travelers $2,468
USAA $3,953

Cheap Alsey, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alsey, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alsey, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,785 $3,228 $2,721
Farmers $4,968 $4,157 $3,956
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,980 $1,857 $1,483
Nationwide $3,154 $2,540 $2,228
Progressive $3,670 $3,109 $2,872
State Farm $2,999 $1,796 $1,393
Travelers $2,620 $2,080 $1,702
USAA $3,753 $2,575 $2,121

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Cheap Alsey, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alsey, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Alsey, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alsey, Illinois

ZIP Code Average Annual Rates
62610 $3,022

Cheap Alsey, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Alsey, Illinois auto insurance. Find the cheapest annual Alsey, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alsey, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,531 $3,625
Farmers $4,360 $4,360
GEICO $2,519 $2,617
Liberty Mutual $2,107 $2,107
Nationwide $2,641 $2,641
Progressive $3,217 $3,217
State Farm $2,011 $2,115
Travelers $2,051 $2,217
USAA $2,737 $2,896

Cheap Alsey, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alsey, Illinois? Check out the comparison of annual Alsey, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alsey, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,487 $3,708 $3,540
Farmers $4,167 $4,268 $4,646
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,996 $2,102 $2,222
Nationwide $2,646 $2,657 $2,619
Progressive $2,976 $3,205 $3,470
State Farm $1,960 $2,066 $2,162
Travelers $2,019 $2,132 $2,252
USAA $2,632 $2,814 $3,004

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Best By Category: Cheapest Auto Insurance in Alsey, Illinois

Compare the cheapest auto insurance companies in Alsey, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alsey, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Alsey, Illinois Auto Insurance Companies

What auto insurance companies in Alsey, Illinois are the cheapest? Compare the top Alsey, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alsey, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,578
Farmers $4,360
GEICO $2,568
Liberty Mutual $2,107
Nationwide $2,641
Progressive $3,217
State Farm $2,063
Travelers $2,134
USAA $2,816

What affects auto insurance rates in Alsey, Illinois?

There are a lot of reasons why auto insurance rates in Alsey, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alsey, Illinois. Many local factors may affect your Alsey auto insurance rates.

Alsey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alsey, Illinois commute length is 27.4 minutes according to City-Data.

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Compare Alsey, Illinois Auto Insurance Quotes

Before you buy Alsey, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alsey, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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