Best Cheap Auto Insurance in Alplaus, NY (2021)

The average Alplaus, NY auto insurance rates are $266 per month. The minimum auto insurance in Alplaus is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Alplaus, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Alplaus is GEICO
  • The most expensive auto insurance company in Alplaus for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Alplaus, New York is 25/50/10

Alplaus, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Alplaus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alplaus, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Alplaus to other New York cities, including Syracuse auto insurance rates, Buffalo auto insurance rates, and New York auto insurance rates to see how Alplaus, New York auto insurance rates stack up.

Before you buy Alplaus, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alplaus, New York auto insurance quotes.

Minimum Auto Insurance in Alplaus, New York

Alplaus, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alplaus, New York.

Minimum Required Auto Insurance Coverage in Alplaus, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Alplaus, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alplaus, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alplaus, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,530 $1,476 $1,493 $1,471 $3,309 $4,918 $1,375 $1,421
Liberty Mutual $3,474 $3,474 $3,239 $3,239 $6,794 $11,001 $3,474 $3,683
Nationwide $2,063 $2,063 $1,949 $1,949 $3,694 $5,484 $2,063 $2,626
Progressive $1,490 $1,388 $1,195 $1,213 $5,297 $5,912 $1,943 $1,898
State Farm $1,943 $1,943 $1,701 $1,701 $5,876 $7,567 $2,144 $2,278
Travelers $2,441 $2,455 $2,254 $2,412 $5,863 $6,998 $2,605 $2,711
USAA $1,570 $1,539 $1,434 $1,428 $6,408 $7,594 $2,001 $2,204

Cheap Alplaus, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alplaus, New York is a challenge. Take a look at the annual teen auto insurance rates in Alplaus, New York.

Annual Auto Insurance Rates for Teen Drivers in Alplaus, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,309 $4,918
Liberty Mutual $6,794 $11,001
Nationwide $3,694 $5,484
Progressive $5,297 $5,912
State Farm $5,876 $7,567
Travelers $5,863 $6,998
USAA $6,408 $7,594

Cheap Alplaus, New York Auto Insurance for Seniors

What are senior auto insurance rates in Alplaus, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alplaus, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,493 $1,471
Liberty Mutual $3,239 $3,239
Nationwide $1,949 $1,949
Progressive $1,195 $1,213
State Farm $1,701 $1,701
Travelers $2,254 $2,412
USAA $1,434 $1,428

Cheap Alplaus, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alplaus, New York compared to the annual auto insurance rates with a clean record in Alplaus, New York.

Annual Alplaus, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,645 $1,795 $3,412 $1,645
Liberty Mutual $3,817 $3,817 $7,740 $3,817
Nationwide $2,101 $2,101 $4,596 $2,147
Progressive $2,472 $2,472 $2,738 $2,487
State Farm $2,990 $2,990 $3,298 $3,298
Travelers $2,944 $3,709 $3,764 $3,452
USAA $2,676 $2,721 $3,972 $2,721

Cheap Alplaus, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alplaus, New York is not easy. Compare the annual rates for DUI auto insurance in Alplaus, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Alplaus, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $3,412
Liberty Mutual $7,740
Nationwide $4,596
Progressive $2,738
State Farm $3,298
Travelers $3,764
USAA $3,972

Cheap Alplaus, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alplaus, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alplaus, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,662 $1,955 $1,755
Liberty Mutual $6,702 $4,393 $3,297
Nationwide $2,736 $2,736 $2,736
Progressive $3,978 $2,097 $1,551
State Farm $4,439 $2,784 $2,210
Travelers $4,726 $3,030 $2,646
USAA $4,608 $2,365 $2,093

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Cheap Alplaus, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alplaus, New York can vary. Compare the annual cost of auto insurance by ZIP code in Alplaus, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alplaus, New York

ZIP Code Average Annual Rates
12008 $3,272

Cheap Alplaus, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Alplaus, New York auto insurance. Find the cheapest annual Alplaus, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alplaus, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,759
GEICO $2,061 $2,188
Liberty Mutual $4,664 $4,931
Nationwide $2,736 $2,736
Progressive $2,542 $2,542
State Farm $3,035 $3,253
Travelers $3,467 $3,467
USAA $2,992 $3,052

Cheap Alplaus, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alplaus, New York? Check out the comparison of annual Alplaus, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alplaus, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $2,004 $2,121 $2,248
Liberty Mutual $4,564 $4,780 $5,049
Nationwide $2,582 $2,719 $2,908
Progressive $2,413 $2,531 $2,682
State Farm $2,969 $3,164 $3,299
Travelers $3,318 $3,447 $3,637
USAA $2,922 $3,006 $3,139

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Best By Category: Cheapest Auto Insurance in Alplaus, New York

Compare the cheapest auto insurance companies in Alplaus, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alplaus, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Alplaus, New York Auto Insurance Companies

What auto insurance companies in Alplaus, New York are the cheapest? Compare the top Alplaus, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alplaus, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,124
Liberty Mutual $4,797
Nationwide $2,736
Progressive $2,542
State Farm $3,144
Travelers $3,467
USAA $3,022

Compare Alplaus, New York Auto Insurance Quotes

Before you buy Alplaus, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alplaus, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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