Best Cheap Auto Insurance in Alpha, IL (2021)

The average Alpha, IL auto insurance rates are $241 per month. The minimum auto insurance in Alpha is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Alpha, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Alpha, IL for senior drivers are $1,671 per year
  • The cheapest auto insurance company in Alpha is Travelers
  • The most expensive auto insurance company in Alpha for teen drivers is Farmers

Alpha, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Alpha can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alpha, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Alpha to other Illinois cities, including Joliet auto insurance rates, Naperville auto insurance rates, and Springfield auto insurance rates to see how Alpha, Illinois auto insurance rates stack up.

Before you buy Alpha, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alpha, Illinois auto insurance quotes.

Minimum Auto Insurance in Alpha, Illinois

Alpha, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alpha, Illinois.

Minimum Required Auto Insurance Coverage in Alpha, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Alpha, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alpha, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alpha, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,170 $2,172 $1,931 $2,035 $8,964 $9,338 $2,480 $2,608
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,340 $1,447 $1,117 $1,248 $4,271 $4,750 $1,401 $1,479
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,736 $1,651 $1,430 $1,491 $6,119 $6,876 $2,073 $2,247
State Farm $1,339 $1,339 $1,182 $1,182 $3,661 $4,647 $1,509 $1,733
Travelers $1,369 $1,445 $1,227 $1,309 $3,675 $4,535 $1,455 $1,532
USAA $1,518 $1,548 $1,407 $1,387 $4,800 $5,306 $1,990 $2,191

Cheap Alpha, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alpha, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Alpha, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Alpha, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $8,964 $9,338
GEICO $4,847 $5,129
Liberty Mutual $4,271 $4,750
Nationwide $4,540 $5,829
Progressive $6,119 $6,876
State Farm $3,661 $4,647
Travelers $3,675 $4,535
USAA $4,800 $5,306

Cheap Alpha, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Alpha, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alpha, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,931 $2,035
GEICO $1,521 $1,797
Liberty Mutual $1,117 $1,248
Nationwide $1,491 $1,581
Progressive $1,430 $1,491
State Farm $1,182 $1,182
Travelers $1,227 $1,309
USAA $1,407 $1,387

Cheap Alpha, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alpha, Illinois compared to the annual auto insurance rates with a clean record in Alpha, Illinois.

Annual Alpha, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,348 $4,304 $4,197 $4,000
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,782 $2,512 $2,215 $2,017
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,441 $3,594 $2,697 $3,079
State Farm $1,908 $2,240 $2,074 $2,074
Travelers $1,659 $2,156 $2,387 $2,071
USAA $1,804 $2,576 $3,522 $2,173

Cheap Alpha, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alpha, Illinois is not easy. Compare the annual rates for DUI auto insurance in Alpha, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Alpha, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,197
GEICO $3,482
Liberty Mutual $2,215
Nationwide $3,196
Progressive $2,697
State Farm $2,074
Travelers $2,387
USAA $3,522

Cheap Alpha, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alpha, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alpha, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,517 $3,776 $3,593
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,014 $1,880 $1,501
Nationwide $3,113 $2,512 $2,202
Progressive $3,370 $2,854 $2,634
State Farm $3,016 $1,806 $1,400
Travelers $2,536 $2,019 $1,650
USAA $3,364 $2,300 $1,892

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Cheap Alpha, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alpha, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Alpha, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alpha, Illinois

ZIP Code Average Annual Rates
61413 $2,825

Cheap Alpha, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Alpha, Illinois auto insurance. Find the cheapest annual Alpha, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alpha, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $3,962 $3,962
GEICO $2,519 $2,617
Liberty Mutual $2,132 $2,132
Nationwide $2,609 $2,609
Progressive $2,953 $2,953
State Farm $2,023 $2,125
Travelers $1,988 $2,148
USAA $2,448 $2,589

Cheap Alpha, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alpha, Illinois? Check out the comparison of annual Alpha, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alpha, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,787 $3,878 $4,221
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,014 $2,127 $2,254
Nationwide $2,611 $2,626 $2,590
Progressive $2,733 $2,946 $3,179
State Farm $1,982 $2,077 $2,163
Travelers $1,961 $2,066 $2,177
USAA $2,370 $2,517 $2,669

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Best By Category: Cheapest Auto Insurance in Alpha, Illinois

Compare the cheapest auto insurance companies in Alpha, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alpha, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Alpha, Illinois Auto Insurance Companies

What auto insurance companies in Alpha, Illinois are the cheapest? Compare the top Alpha, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alpha, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $3,962
GEICO $2,568
Liberty Mutual $2,132
Nationwide $2,609
Progressive $2,953
State Farm $2,074
Travelers $2,068
USAA $2,518

What affects auto insurance rates in Alpha, Illinois?

There are a lot of reasons why auto insurance rates in Alpha, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alpha, Illinois. Many local factors may affect your Alpha auto insurance rates.

Alpha Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alpha, Illinois commute length is 29.3 minutes according to City-Data.

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Compare Alpha, Illinois Auto Insurance Quotes

Before you buy Alpha, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alpha, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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