Best Cheap Auto Insurance in Alpena, AR (2021)

The average Alpena, AR auto insurance rates are $324 per month. The minimum auto insurance in Alpena is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Alpena, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Alpena for teen drivers is Travelers
  • The minimum auto insurance required in Alpena, Arkansas is 25/50/25
  • Average auto insurance rates in Alpena, AR for senior drivers are $2,026 per year

Alpena, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Alpena can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alpena, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Alpena to other Arkansas cities, including Conway auto insurance rates, Bentonville auto insurance rates, and North Little Rock auto insurance rates to see how Alpena, Arkansas auto insurance rates stack up.

Before you buy Alpena, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alpena, Arkansas auto insurance quotes.

Minimum Auto Insurance in Alpena, Arkansas

Alpena, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alpena, Arkansas.

Minimum Required Auto Insurance Coverage in Alpena, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Alpena, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alpena, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alpena, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,851 $2,879 $2,533 $2,709 $10,157 $12,157 $3,163 $3,449
Farmers $2,375 $2,359 $2,121 $2,231 $10,098 $10,455 $2,738 $2,891
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,781 $2,630 $2,281 $2,393 $11,934 $13,441 $3,326 $3,609
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,032 $2,069 $2,016 $2,018 $11,815 $18,901 $2,178 $2,515
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

Cheap Alpena, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alpena, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Alpena, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Alpena, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,157 $12,157
Farmers $10,098 $10,455
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,934 $13,441
State Farm $4,447 $5,591
Travelers $11,815 $18,901
USAA $3,959 $4,151

Cheap Alpena, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Alpena, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alpena, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,533 $2,709
Farmers $2,121 $2,231
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,281 $2,393
State Farm $1,395 $1,395
Travelers $2,016 $2,018
USAA $1,183 $1,194

Cheap Alpena, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alpena, Arkansas compared to the annual auto insurance rates with a clean record in Alpena, Arkansas.

Annual Alpena, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,126 $5,170 $5,737 $4,916
Farmers $3,717 $4,776 $4,665 $4,476
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,563 $6,360 $4,797 $5,477
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,559 $4,710 $6,901 $5,602
USAA $1,585 $2,004 $2,887 $1,758

Cheap Alpena, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alpena, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Alpena, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Alpena, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,737
Farmers $4,665
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,797
State Farm $2,466
Travelers $6,901
USAA $2,887

Cheap Alpena, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alpena, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alpena, Arkansas

Insurance Company Poor Fair Good
Allstate $6,269 $4,797 $3,895
Farmers $5,015 $4,206 $4,005
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,000 $5,127 $4,771
State Farm $3,570 $2,152 $1,677
Travelers $6,246 $5,212 $4,871
USAA $2,729 $1,861 $1,586

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Cheap Alpena, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alpena, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Alpena, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alpena, Arkansas

ZIP Code Average Annual Rates
72611 $3,991

Cheap Alpena, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Alpena, Arkansas auto insurance. Find the cheapest annual Alpena, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alpena, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,987 $4,987
Farmers $4,409 $4,409
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,299 $5,299
State Farm $2,408 $2,524
Travelers $5,443 $5,443
USAA $2,000 $2,117

Cheap Alpena, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alpena, Arkansas? Check out the comparison of annual Alpena, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alpena, Arkansas

Insurance Company Low Medium High
Allstate $4,873 $4,984 $5,105
Farmers $4,200 $4,365 $4,661
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,879 $5,208 $5,811
State Farm $2,351 $2,463 $2,585
Travelers $5,197 $5,458 $5,673
USAA $1,975 $2,051 $2,149

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Best By Category: Cheapest Auto Insurance in Alpena, Arkansas

Compare the cheapest auto insurance companies in Alpena, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alpena, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Alpena, Arkansas Auto Insurance Companies

What auto insurance companies in Alpena, Arkansas are the cheapest? Compare the top Alpena, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alpena, Arkansas

Insurance Company Average Annual Rates
Allstate $4,987
Farmers $4,409
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,299
State Farm $2,466
Travelers $5,443
USAA $2,059

What affects auto insurance rates in Alpena, Arkansas?

There are a lot of reasons why auto insurance rates in Alpena, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alpena, Arkansas. Many local factors may affect your Alpena auto insurance rates.

Alpena Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alpena, Arkansas commute length is 19.8 minutes according to City-Data.

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Compare Alpena, Arkansas Auto Insurance Quotes

Before you buy Alpena, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alpena, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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