Best Cheap Auto Insurance in Alma, WI (2021)

The average Alma, WI auto insurance rates are $254 per month. The minimum auto insurance in Alma is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Alma, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Alma is 21.0 minutes
  • The cheapest auto insurance company in Alma is American Family
  • The most expensive auto insurance company in Alma for teen drivers is Nationwide

Alma, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Alma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alma, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Alma to other Wisconsin cities, including Green Bay auto insurance rates, Oshkosh auto insurance rates, and Kenosha auto insurance rates to see how Alma, Wisconsin auto insurance rates stack up.

Before you buy Alma, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alma, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Alma, Wisconsin

Alma, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alma, Wisconsin.

Minimum Required Auto Insurance Coverage in Alma, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Alma, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alma, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alma, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,192 $1,922 $2,123 $6,666 $8,547 $2,113 $2,293
American Family $1,069 $1,122 $996 $1,007 $3,001 $3,331 $1,266 $1,353
Farmers $1,977 $1,987 $1,756 $1,852 $9,107 $9,469 $2,241 $2,359
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $3,941 $4,155 $3,249 $3,430 $7,903 $12,073 $4,782 $5,714
Progressive $1,864 $1,801 $1,527 $1,576 $6,553 $7,431 $2,240 $2,419
State Farm $1,446 $1,446 $1,270 $1,270 $3,883 $4,939 $1,626 $1,841
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Cheap Alma, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alma, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Alma, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Alma, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,666 $8,547
American Family $3,001 $3,331
Farmers $9,107 $9,469
GEICO $4,458 $4,809
Liberty Mutual $6,027 $6,784
Nationwide $7,903 $12,073
Progressive $6,553 $7,431
State Farm $3,883 $4,939
USAA $3,408 $3,962

Cheap Alma, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Alma, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alma, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,922 $2,123
American Family $996 $1,007
Farmers $1,756 $1,852
GEICO $1,400 $1,575
Liberty Mutual $1,700 $1,944
Nationwide $3,249 $3,430
Progressive $1,527 $1,576
State Farm $1,270 $1,270
USAA $1,228 $1,256

Cheap Alma, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alma, Wisconsin compared to the annual auto insurance rates with a clean record in Alma, Wisconsin.

Annual Alma, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,859 $3,918 $3,659 $3,532
American Family $1,570 $1,667 $1,667 $1,667
Farmers $3,351 $4,216 $4,006 $3,800
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,781 $5,531 $6,780 $5,531
Progressive $2,919 $3,497 $3,020 $3,269
State Farm $2,053 $2,377 $2,215 $2,215
USAA $1,599 $2,008 $2,717 $1,823

Cheap Alma, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alma, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Alma, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Alma, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,659
American Family $1,667
Farmers $4,006
GEICO $2,789
Liberty Mutual $3,602
Nationwide $6,780
Progressive $3,020
State Farm $2,215
USAA $2,717

Cheap Alma, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alma, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alma, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,580 $3,156 $2,739
American Family $2,196 $1,451 $1,283
Farmers $4,352 $3,668 $3,510
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,359 $5,305 $5,305
Progressive $3,650 $3,055 $2,824
State Farm $3,305 $1,897 $1,444
USAA $3,141 $1,652 $1,317

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Cheap Alma, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alma, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Alma, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alma, Wisconsin

ZIP Code Average Annual Rates
54610 $2,951

Cheap Alma, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Alma, Wisconsin auto insurance. Find the cheapest annual Alma, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alma, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,408 $3,575
American Family $1,615 $1,671
Farmers $3,843 $3,843
GEICO $2,171 $2,267
Liberty Mutual $3,189 $3,189
Nationwide $5,656 $5,656
Progressive $3,176 $3,176
State Farm $2,160 $2,270
USAA $2,010 $2,063

Cheap Alma, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alma, Wisconsin? Check out the comparison of annual Alma, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alma, Wisconsin

Insurance Company Low Medium High
Allstate $3,338 $3,483 $3,655
American Family $1,629 $1,657 $1,642
Farmers $3,557 $3,812 $4,161
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,506 $5,654 $5,808
Progressive $3,015 $3,198 $3,316
State Farm $2,104 $2,221 $2,320
USAA $1,962 $2,038 $2,110

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Best By Category: Cheapest Auto Insurance in Alma, Wisconsin

Compare the cheapest auto insurance companies in Alma, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alma, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Alma, Wisconsin Auto Insurance Companies

What auto insurance companies in Alma, Wisconsin are the cheapest? Compare the top Alma, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alma, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,492
American Family $1,643
Farmers $3,843
GEICO $2,219
Liberty Mutual $3,189
Nationwide $5,656
Progressive $3,176
State Farm $2,215
USAA $2,037

What affects auto insurance rates in Alma, Wisconsin?

There are a lot of reasons why auto insurance rates in Alma, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alma, Wisconsin. Many local factors may affect your Alma auto insurance rates.

Alma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alma, Wisconsin commute length is 21.0 minutes according to City-Data.

Alma Traffic

How does Alma, Wisconsin rank for traffic? According to Inrix Alma, Wisconsin is the 680th most congested worldwide.

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Compare Alma, Wisconsin Auto Insurance Quotes

Before you buy Alma, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alma, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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