Best Cheap Auto Insurance in Alma, KS (2021)

The average Alma, KS auto insurance rates are $280 per month. The minimum auto insurance in Alma is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Alma, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Alma, KS for senior drivers are $1,950 per year
  • The cheapest auto insurance company in Alma is American Family
  • The most expensive auto insurance company in Alma for teen drivers is Liberty Mutual

Alma, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Alma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alma, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Alma to other Kansas cities, including Lenexa auto insurance rates, Overland Park auto insurance rates, and Topeka auto insurance rates to see how Alma, Kansas auto insurance rates stack up.

Before you buy Alma, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alma, Kansas auto insurance quotes.

Minimum Auto Insurance in Alma, Kansas

Alma, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alma, Kansas.

Minimum Required Auto Insurance Coverage in Alma, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Alma, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alma, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alma, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,603 $1,603 $1,448 $1,448 $3,118 $3,741 $1,603 $1,804
Farmers $2,459 $2,437 $2,193 $2,294 $6,886 $7,127 $2,780 $2,922
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,312 $2,192 $1,866 $1,950 $8,723 $9,839 $2,730 $2,930
State Farm $1,659 $1,659 $1,451 $1,451 $4,392 $5,601 $1,863 $2,104
Travelers $2,064 $2,100 $2,018 $2,043 $8,442 $13,190 $2,115 $2,482
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Alma, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alma, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Alma, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Alma, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,118 $3,741
Farmers $6,886 $7,127
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,723 $9,839
State Farm $4,392 $5,601
Travelers $8,442 $13,190
USAA $4,580 $4,837

Cheap Alma, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Alma, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alma, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,448 $1,448
Farmers $2,193 $2,294
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,866 $1,950
State Farm $1,451 $1,451
Travelers $2,018 $2,043
USAA $1,272 $1,296

Cheap Alma, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alma, Kansas compared to the annual auto insurance rates with a clean record in Alma, Kansas.

Annual Alma, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,009 $2,159 $2,009 $2,009
Farmers $3,059 $3,950 $3,849 $3,692
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,750 $4,408 $3,926 $4,187
State Farm $2,342 $2,703 $2,522 $2,522
Travelers $3,133 $4,095 $5,648 $4,350
USAA $1,705 $2,284 $3,352 $1,950

Cheap Alma, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alma, Kansas is not easy. Compare the annual rates for DUI auto insurance in Alma, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Alma, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,009
Farmers $3,849
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,926
State Farm $2,522
Travelers $5,648
USAA $3,352

Cheap Alma, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alma, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alma, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,672 $1,890 $1,577
Farmers $4,273 $3,417 $3,222
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,649 $3,924 $3,631
State Farm $3,672 $2,195 $1,700
Travelers $4,972 $4,053 $3,894
USAA $3,182 $2,079 $1,707

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Cheap Alma, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alma, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Alma, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alma, Kansas

ZIP Code Average Annual Rates
66401 $3,547

Cheap Alma, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Alma, Kansas auto insurance. Find the cheapest annual Alma, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alma, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,020 $2,072
Farmers $3,637 $3,637
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,068 $4,068
State Farm $2,460 $2,585
Travelers $4,307 $4,307
USAA $2,254 $2,392

Cheap Alma, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alma, Kansas? Check out the comparison of annual Alma, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alma, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,066 $2,149 $1,923
Farmers $3,488 $3,618 $3,807
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,814 $4,033 $4,356
State Farm $2,432 $2,529 $2,606
Travelers $4,078 $4,313 $4,529
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Alma, Kansas

Compare the cheapest auto insurance companies in Alma, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alma, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Alma, Kansas Auto Insurance Companies

What auto insurance companies in Alma, Kansas are the cheapest? Compare the top Alma, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alma, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,046
Farmers $3,637
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,068
State Farm $2,522
Travelers $4,307
USAA $2,323

What affects auto insurance rates in Alma, Kansas?

There are a lot of reasons why auto insurance rates in Alma, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alma, Kansas. Many local factors may affect your Alma auto insurance rates.

Alma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alma, Kansas commute length is 25.7 minutes according to City-Data.

Alma Traffic

How does Alma, Kansas rank for traffic? According to Inrix Alma, Kansas is the 680th most congested worldwide.

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Compare Alma, Kansas Auto Insurance Quotes

Before you buy Alma, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alma, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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