Best Cheap Auto Insurance in Allerton, IA (2021)

The average Allerton, IA auto insurance rates are $253 per month. The minimum auto insurance in Allerton is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Allerton, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Allerton is USAA
  • The most expensive auto insurance company in Allerton for teen drivers is Travelers
  • The average commute length in Allerton is 18.5 minutes

Allerton, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Allerton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Allerton, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Allerton to other Iowa cities, including Ankeny auto insurance rates, Iowa City auto insurance rates, and West Des Moines auto insurance rates to see how Allerton, Iowa auto insurance rates stack up.

Before you buy Allerton, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Allerton, Iowa auto insurance quotes.

Minimum Auto Insurance in Allerton, Iowa

Allerton, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Allerton, Iowa.

Minimum Required Auto Insurance Coverage in Allerton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Allerton, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Allerton, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Allerton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,960 $1,923 $1,614 $1,661 $4,239 $4,813 $2,367 $2,550
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,696 $2,753 $2,609 $2,623 $12,052 $19,422 $2,793 $3,306
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Cheap Allerton, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Allerton, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Allerton, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Allerton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,251 $7,378
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,239 $4,813
State Farm $3,891 $4,937
Travelers $12,052 $19,422
USAA $3,349 $3,563

Cheap Allerton, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Allerton, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Allerton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,766 $1,766
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,614 $1,661
State Farm $1,269 $1,269
Travelers $2,609 $2,623
USAA $1,147 $1,174

Cheap Allerton, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Allerton, Iowa compared to the annual auto insurance rates with a clean record in Allerton, Iowa.

Annual Allerton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $2,141 $3,425 $2,314 $2,684
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,404 $5,853 $7,850 $6,020
USAA $1,427 $1,912 $2,487 $1,638

Cheap Allerton, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Allerton, Iowa is not easy. Compare the annual rates for DUI auto insurance in Allerton, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Allerton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,222
American Family $4,197
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,314
State Farm $2,217
Travelers $7,850
USAA $2,487

Cheap Allerton, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Allerton, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Allerton, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,901 $2,866 $2,409
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $3,168 $2,507 $2,248
State Farm $3,157 $1,953 $1,541
Travelers $6,785 $5,791 $5,519
USAA $2,456 $1,684 $1,458

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Cheap Allerton, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Allerton, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Allerton, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Allerton, Iowa

ZIP Code Average Annual Rates
50008 $2,566

Cheap Allerton, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Allerton, Iowa auto insurance. Find the cheapest annual Allerton, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Allerton, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,706 $2,837
American Family $3,023 $3,094
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,641 $2,641
State Farm $2,164 $2,270
Travelers $6,032 $6,032
USAA $1,798 $1,934

Cheap Allerton, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Allerton, Iowa? Check out the comparison of annual Allerton, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Allerton, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,076 $3,228 $2,872
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,527 $2,647 $2,749
State Farm $2,111 $2,229 $2,311
Travelers $5,606 $6,128 $6,361
USAA $1,772 $1,872 $1,954

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Best By Category: Cheapest Auto Insurance in Allerton, Iowa

Compare the cheapest auto insurance companies in Allerton, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Allerton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Allerton, Iowa Auto Insurance Companies

What auto insurance companies in Allerton, Iowa are the cheapest? Compare the top Allerton, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Allerton, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,059
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,641
State Farm $2,217
Travelers $6,032
USAA $1,866

What affects auto insurance rates in Allerton, Iowa?

There are a lot of reasons why auto insurance rates in Allerton, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Allerton, Iowa. Many local factors may affect your Allerton auto insurance rates.

Allerton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Allerton, Iowa commute length is 18.5 minutes according to City-Data.

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Compare Allerton, Iowa Auto Insurance Quotes

Before you buy Allerton, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Allerton, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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