Best Cheap Auto Insurance in Allentown, PA (2021)

The average Allentown, PA auto insurance rates are $358 per month. The minimum auto insurance in Allentown is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Allentown, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Allentown for teen drivers is Travelers
  • The average commute length in Allentown is 23.0 minutes
  • The minimum auto insurance required in Allentown, Pennsylvania is 15/30/5

Allentown, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Allentown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Allentown, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Allentown to other Pennsylvania cities, including York auto insurance rates, Allen auto insurance rates, and Lancaster auto insurance rates to see how Allentown, Pennsylvania auto insurance rates stack up.

Before you buy Allentown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Allentown, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Allentown, Pennsylvania

Allentown, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Allentown, Pennsylvania.

Minimum Required Auto Insurance Coverage in Allentown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Allentown, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Allentown, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Allentown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,559 $2,559 $2,376 $2,376 $8,919 $8,919 $2,801 $2,801
GEICO $2,192 $1,895 $2,088 $1,806 $5,465 $4,738 $2,193 $1,896
Liberty Mutual $4,037 $4,037 $3,700 $3,700 $11,748 $11,748 $5,119 $5,119
Nationwide $1,942 $1,942 $1,844 $1,844 $5,523 $5,523 $2,183 $2,183
Progressive $3,062 $3,062 $2,739 $2,739 $10,040 $10,040 $3,898 $3,898
State Farm $1,920 $1,920 $1,704 $1,704 $7,030 $7,030 $2,128 $2,128
Travelers $1,856 $1,856 $2,016 $2,016 $27,536 $27,536 $2,222 $2,222
USAA $1,201 $1,201 $1,086 $1,086 $3,710 $3,710 $1,596 $1,596

Cheap Allentown, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Allentown, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Allentown, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Allentown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,919 $8,919
GEICO $5,465 $4,738
Liberty Mutual $11,748 $11,748
Nationwide $5,523 $5,523
Progressive $10,040 $10,040
State Farm $7,030 $7,030
Travelers $27,536 $27,536
USAA $3,710 $3,710

Cheap Allentown, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Allentown, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Allentown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,376 $2,376
GEICO $2,088 $1,806
Liberty Mutual $3,700 $3,700
Nationwide $1,844 $1,844
Progressive $2,739 $2,739
State Farm $1,704 $1,704
Travelers $2,016 $2,016
USAA $1,086 $1,086

Cheap Allentown, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Allentown, Pennsylvania compared to the annual auto insurance rates with a clean record in Allentown, Pennsylvania.

Annual Allentown, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,714 $3,980 $3,980
GEICO $2,045 $3,524 $2,741 $2,825
Liberty Mutual $5,596 $6,443 $6,281 $6,281
Nationwide $2,075 $2,783 $3,866 $2,767
Progressive $4,462 $6,212 $4,592 $4,471
State Farm $2,908 $3,484 $3,196 $3,196
Travelers $5,930 $8,487 $10,726 $8,487
USAA $1,522 $2,113 $2,257 $1,701

Cheap Allentown, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Allentown, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Allentown, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Allentown, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,980
GEICO $2,741
Liberty Mutual $6,281
Nationwide $3,866
Progressive $4,592
State Farm $3,196
Travelers $10,726
USAA $2,257

Cheap Allentown, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Allentown, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Allentown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,309 $3,978 $3,205
GEICO $4,184 $2,353 $1,816
Liberty Mutual $7,850 $5,630 $4,972
Nationwide $3,366 $2,776 $2,476
Progressive $6,523 $4,591 $3,690
State Farm $4,552 $2,815 $2,220
Travelers $9,136 $8,267 $7,819
USAA $2,367 $1,764 $1,564

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Cheap Allentown, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Allentown, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Allentown, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Allentown, Pennsylvania

ZIP Code Average Annual Rates
18101 $5,764
18102 $5,857
18103 $5,234
18104 $5,082
18106 $5,061
18109 $5,254
18195 $5,259

Cheap Allentown, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Allentown, Pennsylvania auto insurance. Find the cheapest annual Allentown, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Allentown, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,077 $4,251
GEICO $2,741 $2,827
Liberty Mutual $5,994 $6,308
Nationwide $2,873 $2,873
Progressive $4,935 $4,935
State Farm $3,101 $3,291
Travelers $8,407 $8,407
USAA $1,844 $1,953

Cheap Allentown, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Allentown, Pennsylvania? Check out the comparison of annual Allentown, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Allentown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,970 $4,192 $4,330
GEICO $2,508 $2,813 $3,032
Liberty Mutual $5,849 $6,197 $6,406
Nationwide $2,874 $2,916 $2,829
Progressive $4,474 $4,979 $5,351
State Farm $2,964 $3,247 $3,376
Travelers $8,465 $8,423 $8,334
USAA $1,750 $1,918 $2,027

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Best By Category: Cheapest Auto Insurance in Allentown, Pennsylvania

Compare the cheapest auto insurance companies in Allentown, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Allentown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Allentown, Pennsylvania Auto Insurance Companies

What auto insurance companies in Allentown, Pennsylvania are the cheapest? Compare the top Allentown, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Allentown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,164
GEICO $2,784
Liberty Mutual $6,151
Nationwide $2,873
Progressive $4,935
State Farm $3,196
Travelers $8,407
USAA $1,898

What affects auto insurance rates in Allentown, Pennsylvania?

There are a lot of reasons why auto insurance rates in Allentown, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Allentown, Pennsylvania. Many local factors may affect your Allentown auto insurance rates.

Allentown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Allentown, Pennsylvania commute length is 23.0 minutes according to City-Data.

Allentown Traffic

How does Allentown, Pennsylvania rank for traffic? According to Inrix Allentown, Pennsylvania is the 821st most congested worldwide.

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Compare Allentown, Pennsylvania Auto Insurance Quotes

Before you buy Allentown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Allentown, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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