Best Cheap Auto Insurance in Allentown, NY (2021)

The average Allentown, NY auto insurance rates are $248 per month. The minimum auto insurance in Allentown is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Allentown, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Allentown, NY for senior drivers are $1,854 per year
  • The minimum auto insurance required in Allentown, New York is 25/50/10
  • The most expensive auto insurance company in Allentown for teen drivers is Liberty Mutual

Allentown, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Allentown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Allentown, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Allentown to other New York cities, including New Rochelle auto insurance rates, Buffalo auto insurance rates, and Mount Vernon auto insurance rates to see how Allentown, New York auto insurance rates stack up.

Before you buy Allentown, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Allentown, New York auto insurance quotes.

Minimum Auto Insurance in Allentown, New York

Allentown, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Allentown, New York.

Minimum Required Auto Insurance Coverage in Allentown, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Allentown, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Allentown, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Allentown, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,278 $1,230 $1,239 $1,221 $2,552 $3,629 $1,160 $1,186
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,538 $1,471 $1,267 $1,275 $4,736 $5,293 $1,960 $1,920
State Farm $2,295 $2,295 $1,993 $1,993 $6,595 $8,520 $2,514 $2,654
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Cheap Allentown, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Allentown, New York is a challenge. Take a look at the annual teen auto insurance rates in Allentown, New York.

Annual Auto Insurance Rates for Teen Drivers in Allentown, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,552 $3,629
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $4,736 $5,293
State Farm $6,595 $8,520
Travelers $4,981 $5,881
USAA $6,303 $7,547

Cheap Allentown, New York Auto Insurance for Seniors

What are senior auto insurance rates in Allentown, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Allentown, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,239 $1,221
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,267 $1,275
State Farm $1,993 $1,993
Travelers $2,016 $2,175
USAA $1,437 $1,445

Cheap Allentown, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Allentown, New York compared to the annual auto insurance rates with a clean record in Allentown, New York.

Annual Allentown, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,364 $1,483 $2,537 $1,364
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,372 $2,372 $2,601 $2,385
State Farm $3,443 $3,443 $3,772 $3,772
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Cheap Allentown, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Allentown, New York is not easy. Compare the annual rates for DUI auto insurance in Allentown, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Allentown, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
GEICO $2,537
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,601
State Farm $3,772
Travelers $3,287
USAA $3,931

Cheap Allentown, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Allentown, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Allentown, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,112 $1,555 $1,394
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $3,849 $1,991 $1,457
State Farm $5,094 $3,194 $2,534
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

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Cheap Allentown, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Allentown, New York can vary. Compare the annual cost of auto insurance by ZIP code in Allentown, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Allentown, New York

ZIP Code Average Annual Rates
14707 $2,994

Cheap Allentown, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Allentown, New York auto insurance. Find the cheapest annual Allentown, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Allentown, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,638 $1,736
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,432 $2,432
State Farm $3,480 $3,735
Travelers $3,050 $3,050
USAA $2,997 $3,057

Cheap Allentown, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Allentown, New York? Check out the comparison of annual Allentown, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Allentown, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,609 $1,681 $1,771
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,336 $2,423 $2,538
State Farm $3,443 $3,626 $3,753
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

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Best By Category: Cheapest Auto Insurance in Allentown, New York

Compare the cheapest auto insurance companies in Allentown, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Allentown, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Allentown, New York Auto Insurance Companies

What auto insurance companies in Allentown, New York are the cheapest? Compare the top Allentown, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Allentown, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,687
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,432
State Farm $3,607
Travelers $3,050
USAA $3,027

What affects auto insurance rates in Allentown, New York?

There are a lot of reasons why auto insurance rates in Allentown, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Allentown, New York. Many local factors may affect your Allentown auto insurance rates.

Allentown Traffic

How does Allentown, New York rank for traffic? According to Inrix Allentown, New York is the 821st most congested worldwide.

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Compare Allentown, New York Auto Insurance Quotes

Before you buy Allentown, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Allentown, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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