Best Cheap Auto Insurance in Allegany, NY (2021)

The average Allegany, NY auto insurance rates are $247 per month. The minimum auto insurance in Allegany is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Allegany, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Allegany, NY for senior drivers are $1,848 per year
  • The most expensive auto insurance company in Allegany for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Allegany, New York is 25/50/10

Allegany, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Allegany can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Allegany, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Allegany to other New York cities, including Rochester auto insurance rates, Syracuse auto insurance rates, and Albany auto insurance rates to see how Allegany, New York auto insurance rates stack up.

Before you buy Allegany, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Allegany, New York auto insurance quotes.

Minimum Auto Insurance in Allegany, New York

Allegany, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Allegany, New York.

Minimum Required Auto Insurance Coverage in Allegany, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Allegany, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Allegany, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Allegany, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,267 $1,219 $1,230 $1,212 $2,592 $3,736 $1,145 $1,171
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,447 $1,378 $1,188 $1,199 $4,595 $5,133 $1,852 $1,812
State Farm $2,117 $2,117 $1,838 $1,838 $6,062 $7,824 $2,318 $2,443
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Cheap Allegany, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Allegany, New York is a challenge. Take a look at the annual teen auto insurance rates in Allegany, New York.

Annual Auto Insurance Rates for Teen Drivers in Allegany, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,592 $3,736
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $4,595 $5,133
State Farm $6,062 $7,824
Travelers $4,981 $5,881
USAA $6,303 $7,547

Cheap Allegany, New York Auto Insurance for Seniors

What are senior auto insurance rates in Allegany, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Allegany, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,230 $1,212
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,188 $1,199
State Farm $1,838 $1,838
Travelers $2,016 $2,175
USAA $1,437 $1,445

Cheap Allegany, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Allegany, New York compared to the annual auto insurance rates with a clean record in Allegany, New York.

Annual Allegany, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,351 $1,471 $2,614 $1,351
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,267 $2,267 $2,490 $2,279
State Farm $3,168 $3,168 $3,471 $3,471
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Cheap Allegany, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Allegany, New York is not easy. Compare the annual rates for DUI auto insurance in Allegany, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Allegany, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
GEICO $2,614
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,490
State Farm $3,471
Travelers $3,287
USAA $3,931

Cheap Allegany, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Allegany, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Allegany, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,125 $1,563 $1,402
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $3,664 $1,910 $1,403
State Farm $4,687 $2,939 $2,333
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

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Cheap Allegany, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Allegany, New York can vary. Compare the annual cost of auto insurance by ZIP code in Allegany, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Allegany, New York

ZIP Code Average Annual Rates
14706 $2,997

Cheap Allegany, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Allegany, New York auto insurance. Find the cheapest annual Allegany, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Allegany, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,648 $1,746
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,326 $2,326
State Farm $3,201 $3,438
Travelers $3,050 $3,050
USAA $2,997 $3,057

Cheap Allegany, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Allegany, New York? Check out the comparison of annual Allegany, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Allegany, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,614 $1,692 $1,784
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,219 $2,315 $2,443
State Farm $3,169 $3,336 $3,454
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

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Best By Category: Cheapest Auto Insurance in Allegany, New York

Compare the cheapest auto insurance companies in Allegany, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Allegany, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Allegany, New York Auto Insurance Companies

What auto insurance companies in Allegany, New York are the cheapest? Compare the top Allegany, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Allegany, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,697
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,326
State Farm $3,320
Travelers $3,050
USAA $3,027

What affects auto insurance rates in Allegany, New York?

There are a lot of reasons why auto insurance rates in Allegany, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Allegany, New York. Many local factors may affect your Allegany auto insurance rates.

Allegany Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Allegany, New York commute length is 17.1 minutes according to City-Data.

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Compare Allegany, New York Auto Insurance Quotes

Before you buy Allegany, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Allegany, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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