Best Cheap Auto Insurance in Allegan, MI (2021)

The average Allegan, MI auto insurance rates are $745 per month. The minimum auto insurance in Allegan is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Allegan, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Allegan is USAA
  • Average auto insurance rates in Allegan, MI for senior drivers are $5,920 per year
  • The average commute length in Allegan is 19.9 minutes

Allegan, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Allegan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Allegan, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Allegan to other Michigan cities, including Ann Arbor auto insurance rates, Lansing auto insurance rates, and Troy auto insurance rates to see how Allegan, Michigan auto insurance rates stack up.

Before you buy Allegan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Allegan, Michigan auto insurance quotes.

Minimum Auto Insurance in Allegan, Michigan

Allegan, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Allegan, Michigan.

Minimum Required Auto Insurance Coverage in Allegan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Allegan, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Allegan, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Allegan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,891 $14,891 $13,798 $13,798 $37,598 $37,598 $15,699 $15,699
Farmers $4,006 $4,006 $3,740 $3,740 $8,848 $8,848 $4,500 $4,500
GEICO $3,833 $3,833 $3,921 $3,921 $10,912 $10,912 $3,667 $3,667
Liberty Mutual $14,212 $14,212 $14,072 $14,072 $33,292 $33,292 $14,212 $14,212
Nationwide $4,147 $4,147 $3,680 $3,680 $11,181 $11,181 $4,558 $4,558
Progressive $2,607 $2,443 $2,312 $2,552 $9,546 $10,244 $3,033 $2,847
State Farm $5,860 $5,860 $5,428 $5,428 $20,372 $20,372 $6,874 $6,874
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,567 $2,446 $2,410 $2,284 $6,416 $6,151 $3,152 $3,047

Cheap Allegan, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Allegan, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Allegan, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Allegan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,598 $37,598
Farmers $8,848 $8,848
GEICO $10,912 $10,912
Liberty Mutual $33,292 $33,292
Nationwide $11,181 $11,181
Progressive $9,546 $10,244
State Farm $20,372 $20,372
Travelers $13,395 $13,395
USAA $6,416 $6,151

Cheap Allegan, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Allegan, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Allegan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,798 $13,798
Farmers $3,740 $3,740
GEICO $3,921 $3,921
Liberty Mutual $14,072 $14,072
Nationwide $3,680 $3,680
Progressive $2,312 $2,552
State Farm $5,428 $5,428
Travelers $3,858 $3,858
USAA $2,410 $2,284

Cheap Allegan, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Allegan, Michigan compared to the annual auto insurance rates with a clean record in Allegan, Michigan.

Annual Allegan, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,940 $13,272 $44,822 $13,954
Farmers $4,436 $5,643 $5,574 $5,442
GEICO $1,950 $4,158 $12,603 $3,624
Liberty Mutual $13,116 $15,937 $29,856 $16,880
Nationwide $5,052 $6,718 $6,115 $5,681
Progressive $3,794 $4,939 $4,448 $4,612
State Farm $6,153 $7,363 $15,838 $9,179
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,862 $3,570 $4,682 $3,122

Cheap Allegan, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Allegan, Michigan is not easy. Compare the annual rates for DUI auto insurance in Allegan, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Allegan, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,822
Farmers $5,574
GEICO $12,603
Liberty Mutual $29,856
Nationwide $6,115
Progressive $4,448
State Farm $15,838
Travelers $10,331
USAA $4,682

Cheap Allegan, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Allegan, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Allegan, Michigan

Insurance Company Poor Fair Good
Allstate $31,031 $17,216 $13,242
Farmers $6,974 $4,602 $4,245
GEICO $7,177 $5,278 $4,295
Liberty Mutual $29,969 $17,310 $9,563
Nationwide $7,354 $5,572 $4,748
Progressive $5,109 $4,321 $3,914
State Farm $15,600 $7,913 $5,387
Travelers $6,813 $6,608 $6,525
USAA $5,326 $3,032 $2,319

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Cheap Allegan, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Allegan, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Allegan, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Allegan, Michigan

ZIP Code Average Annual Rates
49010 $6,275

Cheap Allegan, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Allegan, Michigan auto insurance. Find the cheapest annual Allegan, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Allegan, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,497 $20,497
Farmers $5,274 $5,274
GEICO $5,458 $5,709
Liberty Mutual $18,299 $19,596
Nationwide $5,892 $5,892
Progressive $4,448 $4,448
State Farm $9,378 $9,889
Travelers $6,611 $6,686
USAA $3,519 $3,599

Cheap Allegan, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Allegan, Michigan? Check out the comparison of annual Allegan, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Allegan, Michigan

Insurance Company Low Medium High
Allstate $20,014 $20,539 $20,937
Farmers $5,151 $5,263 $5,406
GEICO $5,233 $5,536 $5,981
Liberty Mutual $18,547 $18,909 $19,386
Nationwide $6,173 $5,789 $5,713
Progressive $4,311 $4,455 $4,579
State Farm $9,170 $9,690 $10,039
Travelers $6,575 $6,656 $6,715
USAA $3,459 $3,567 $3,651

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Best By Category: Cheapest Auto Insurance in Allegan, Michigan

Compare the cheapest auto insurance companies in Allegan, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Allegan, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Allegan, Michigan Auto Insurance Companies

What auto insurance companies in Allegan, Michigan are the cheapest? Compare the top Allegan, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Allegan, Michigan

Insurance Company Average Annual Rates
Allstate $20,497
Farmers $5,274
GEICO $5,583
Liberty Mutual $18,947
Nationwide $5,892
Progressive $4,448
State Farm $9,633
Travelers $6,649
USAA $3,559

What affects auto insurance rates in Allegan, Michigan?

There are a lot of reasons why auto insurance rates in Allegan, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Allegan, Michigan. Many local factors may affect your Allegan auto insurance rates.

Allegan Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Allegan, Michigan auto theft statistics, there have been 4 auto thefts in the city.

Allegan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Allegan, Michigan commute length is 19.9 minutes according to City-Data.

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Compare Allegan, Michigan Auto Insurance Quotes

Before you buy Allegan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Allegan, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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