Best Cheap Auto Insurance in Alger, OH (2021)

The average Alger, OH auto insurance rates are $211 per month. The minimum auto insurance in Alger is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Alger, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Alger is USAA
  • The most expensive auto insurance company in Alger for teen drivers is Liberty Mutual
  • The average commute length in Alger is 22.6 minutes

Alger, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Alger can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alger, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Alger to other Ohio cities, including Toledo auto insurance rates, Lorain auto insurance rates, and Dayton auto insurance rates to see how Alger, Ohio auto insurance rates stack up.

Before you buy Alger, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alger, Ohio auto insurance quotes.

Minimum Auto Insurance in Alger, Ohio

Alger, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alger, Ohio.

Minimum Required Auto Insurance Coverage in Alger, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Alger, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alger, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alger, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,913 $1,908 $1,723 $1,842 $5,230 $5,980 $2,013 $2,153
American Family $914 $950 $826 $833 $2,648 $2,876 $1,121 $1,180
Farmers $1,628 $1,621 $1,435 $1,511 $7,078 $7,338 $1,825 $1,911
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,742 $1,653 $1,450 $1,493 $7,511 $8,464 $2,095 $2,159
State Farm $1,413 $1,413 $1,264 $1,264 $4,383 $5,513 $1,640 $1,876
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Cheap Alger, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alger, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Alger, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Alger, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,230 $5,980
American Family $2,648 $2,876
Farmers $7,078 $7,338
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,448 $7,025
Progressive $7,511 $8,464
State Farm $4,383 $5,513
Travelers $5,411 $8,570
USAA $2,525 $2,812

Cheap Alger, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Alger, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alger, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,723 $1,842
American Family $826 $833
Farmers $1,435 $1,511
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,925 $1,939
Progressive $1,450 $1,493
State Farm $1,264 $1,264
Travelers $1,247 $1,242
USAA $785 $785

Cheap Alger, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alger, Ohio compared to the annual auto insurance rates with a clean record in Alger, Ohio.

Annual Alger, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,398 $2,893 $3,382 $2,707
American Family $1,360 $1,438 $1,438 $1,438
Farmers $2,509 $3,230 $3,149 $3,285
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,868 $3,880 $3,050 $3,486
State Farm $2,139 $2,552 $2,346 $2,346
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Cheap Alger, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alger, Ohio is not easy. Compare the annual rates for DUI auto insurance in Alger, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Alger, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,382
American Family $1,438
Farmers $3,149
GEICO $2,408
Liberty Mutual $3,696
Nationwide $4,131
Progressive $3,050
State Farm $2,346
Travelers $3,940
USAA $1,829

Cheap Alger, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alger, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alger, Ohio

Insurance Company Poor Fair Good
Allstate $3,651 $2,660 $2,225
American Family $1,874 $1,289 $1,093
Farmers $3,449 $2,910 $2,771
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,855 $3,106 $2,623
Progressive $3,744 $3,218 $3,001
State Farm $3,342 $2,066 $1,629
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

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Cheap Alger, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alger, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Alger, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alger, Ohio

ZIP Code Average Annual Rates
45812 $2,430

Cheap Alger, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Alger, Ohio auto insurance. Find the cheapest annual Alger, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alger, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,845 $2,845
American Family $1,402 $1,436
Farmers $3,043 $3,043
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $3,195 $3,195
Progressive $3,321 $3,321
State Farm $2,287 $2,404
Travelers $2,726 $2,726
USAA $1,306 $1,409

Cheap Alger, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alger, Ohio? Check out the comparison of annual Alger, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alger, Ohio

Insurance Company Low Medium High
Allstate $2,755 $2,840 $2,940
American Family $1,399 $1,429 $1,428
Farmers $2,895 $3,002 $3,233
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,541 $3,096 $2,948
Progressive $3,215 $3,297 $3,451
State Farm $2,228 $2,353 $2,456
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Best By Category: Cheapest Auto Insurance in Alger, Ohio

Compare the cheapest auto insurance companies in Alger, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alger, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Alger, Ohio Auto Insurance Companies

What auto insurance companies in Alger, Ohio are the cheapest? Compare the top Alger, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alger, Ohio

Insurance Company Average Annual Rates
Allstate $2,845
American Family $1,419
Farmers $3,043
GEICO $1,699
Liberty Mutual $3,357
Nationwide $3,195
Progressive $3,321
State Farm $2,346
Travelers $2,726
USAA $1,357

What affects auto insurance rates in Alger, Ohio?

There are a lot of reasons why auto insurance rates in Alger, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alger, Ohio. Many local factors may affect your Alger auto insurance rates.

Alger Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alger, Ohio commute length is 22.6 minutes according to City-Data.

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Compare Alger, Ohio Auto Insurance Quotes

Before you buy Alger, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alger, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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