Best Cheap Auto Insurance in Alger, MI (2021)

The average Alger, MI auto insurance rates are $836 per month. The minimum auto insurance in Alger is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Alger, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Alger, MI for senior drivers are $6,678 per year
  • The cheapest auto insurance company in Alger is USAA
  • The minimum auto insurance required in Alger, Michigan is 20/40/10

Alger, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Alger can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alger, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Alger to other Michigan cities, including Grand Rapids auto insurance rates, Flint auto insurance rates, and Warren auto insurance rates to see how Alger, Michigan auto insurance rates stack up.

Before you buy Alger, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alger, Michigan auto insurance quotes.

Minimum Auto Insurance in Alger, Michigan

Alger, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alger, Michigan.

Minimum Required Auto Insurance Coverage in Alger, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Alger, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alger, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alger, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,450 $4,450 $4,154 $4,154 $9,600 $9,600 $4,987 $4,987
GEICO $3,997 $3,997 $4,041 $4,041 $10,846 $10,846 $3,818 $3,818
Liberty Mutual $14,982 $14,982 $14,830 $14,830 $35,769 $35,769 $14,982 $14,982
Nationwide $4,083 $4,083 $3,639 $3,639 $10,482 $10,482 $4,461 $4,461
Progressive $2,905 $2,729 $2,562 $2,835 $10,394 $11,133 $3,390 $3,184
State Farm $7,312 $7,312 $6,769 $6,769 $25,362 $25,362 $8,571 $8,571
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

Cheap Alger, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alger, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Alger, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Alger, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $9,600 $9,600
GEICO $10,846 $10,846
Liberty Mutual $35,769 $35,769
Nationwide $10,482 $10,482
Progressive $10,394 $11,133
State Farm $25,362 $25,362
Travelers $16,861 $16,861
USAA $6,179 $5,858

Cheap Alger, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Alger, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alger, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $4,154 $4,154
GEICO $4,041 $4,041
Liberty Mutual $14,830 $14,830
Nationwide $3,639 $3,639
Progressive $2,562 $2,835
State Farm $6,769 $6,769
Travelers $4,792 $4,792
USAA $2,418 $2,284

Cheap Alger, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alger, Michigan compared to the annual auto insurance rates with a clean record in Alger, Michigan.

Annual Alger, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,885 $6,200 $6,128 $5,979
GEICO $2,043 $4,229 $12,710 $3,719
Liberty Mutual $14,309 $17,091 $30,988 $18,175
Nationwide $4,850 $6,465 $5,888 $5,462
Progressive $4,157 $5,428 $4,901 $5,080
State Farm $7,700 $9,197 $19,675 $11,442
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Cheap Alger, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alger, Michigan is not easy. Compare the annual rates for DUI auto insurance in Alger, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Alger, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,934
Farmers $6,128
GEICO $12,710
Liberty Mutual $30,988
Nationwide $5,888
Progressive $4,901
State Farm $19,675
Travelers $12,908
USAA $4,575

Cheap Alger, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alger, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alger, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,712 $5,038 $4,644
GEICO $7,296 $5,365 $4,365
Liberty Mutual $31,867 $18,400 $10,154
Nationwide $7,110 $5,343 $4,545
Progressive $5,644 $4,745 $4,286
State Farm $19,476 $9,849 $6,685
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

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Cheap Alger, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alger, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Alger, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alger, Michigan

ZIP Code Average Annual Rates
48610 $7,006

Cheap Alger, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Alger, Michigan auto insurance. Find the cheapest annual Alger, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alger, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,798 $5,798
GEICO $5,543 $5,808
Liberty Mutual $19,434 $20,847
Nationwide $5,666 $5,666
Progressive $4,892 $4,892
State Farm $11,675 $12,332
Travelers $8,279 $8,375
USAA $3,443 $3,523

Cheap Alger, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alger, Michigan? Check out the comparison of annual Alger, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alger, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,658 $5,786 $5,949
GEICO $5,319 $5,628 $6,079
Liberty Mutual $19,630 $20,090 $20,702
Nationwide $5,932 $5,570 $5,496
Progressive $4,712 $4,900 $5,062
State Farm $11,389 $12,079 $12,542
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

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Best By Category: Cheapest Auto Insurance in Alger, Michigan

Compare the cheapest auto insurance companies in Alger, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alger, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Alger, Michigan Auto Insurance Companies

What auto insurance companies in Alger, Michigan are the cheapest? Compare the top Alger, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alger, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,798
GEICO $5,675
Liberty Mutual $20,141
Nationwide $5,666
Progressive $4,892
State Farm $12,003
Travelers $8,327
USAA $3,483

Compare Alger, Michigan Auto Insurance Quotes

Before you buy Alger, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alger, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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