Best Cheap Auto Insurance in Alexandria, KY (2021)

The average Alexandria, KY auto insurance rates are $318 per month. The minimum auto insurance in Alexandria is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Alexandria, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Alexandria, Kentucky is 25/50/25
  • Average auto insurance rates in Alexandria, KY for senior drivers are $2,122 per year
  • The cheapest auto insurance company in Alexandria is State Farm

Alexandria, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Alexandria can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alexandria, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Alexandria to other Kentucky cities, including Hopkinsville auto insurance rates, Elizabeth auto insurance rates, and George auto insurance rates to see how Alexandria, Kentucky auto insurance rates stack up.

Before you buy Alexandria, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alexandria, Kentucky auto insurance quotes.

Minimum Auto Insurance in Alexandria, Kentucky

Alexandria, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alexandria, Kentucky.

Minimum Required Auto Insurance Coverage in Alexandria, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Alexandria, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alexandria, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alexandria, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,993 $2,953 $2,713 $2,893 $11,348 $12,765 $3,294 $3,471
GEICO $3,156 $2,920 $3,304 $2,992 $6,546 $7,739 $2,573 $2,217
Liberty Mutual $2,517 $2,725 $2,148 $2,396 $10,209 $11,279 $2,631 $2,734
Nationwide $2,572 $2,570 $2,336 $2,431 $5,699 $7,063 $2,908 $3,044
Progressive $1,924 $1,823 $1,735 $1,737 $9,586 $10,841 $2,384 $2,438
State Farm $1,497 $1,497 $1,343 $1,343 $4,497 $5,707 $1,672 $1,861
Travelers $1,774 $1,803 $1,752 $1,752 $8,392 $13,376 $1,859 $2,123
USAA $1,692 $1,686 $1,532 $1,547 $4,623 $4,858 $2,129 $2,320

Cheap Alexandria, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alexandria, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Alexandria, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Alexandria, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,348 $12,765
GEICO $6,546 $7,739
Liberty Mutual $10,209 $11,279
Nationwide $5,699 $7,063
Progressive $9,586 $10,841
State Farm $4,497 $5,707
Travelers $8,392 $13,376
USAA $4,623 $4,858

Cheap Alexandria, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Alexandria, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alexandria, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,713 $2,893
GEICO $3,304 $2,992
Liberty Mutual $2,148 $2,396
Nationwide $2,336 $2,431
Progressive $1,735 $1,737
State Farm $1,343 $1,343
Travelers $1,752 $1,752
USAA $1,532 $1,547

Cheap Alexandria, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alexandria, Kentucky compared to the annual auto insurance rates with a clean record in Alexandria, Kentucky.

Annual Alexandria, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,380 $5,739 $6,140 $4,955
GEICO $2,346 $4,168 $6,335 $2,874
Liberty Mutual $3,827 $5,865 $4,567 $4,062
Nationwide $2,872 $3,676 $4,615 $3,149
Progressive $3,358 $4,975 $3,829 $4,073
State Farm $2,216 $2,638 $2,427 $2,427
Travelers $3,582 $3,683 $5,313 $3,838
USAA $1,918 $2,710 $3,253 $2,313

Cheap Alexandria, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alexandria, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Alexandria, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Alexandria, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,140
GEICO $6,335
Liberty Mutual $4,567
Nationwide $4,615
Progressive $3,829
State Farm $2,427
Travelers $5,313
USAA $3,253

Cheap Alexandria, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alexandria, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alexandria, Kentucky

Insurance Company Poor Fair Good
Allstate $7,004 $4,859 $4,048
GEICO $6,463 $3,227 $2,102
Liberty Mutual $6,534 $4,024 $3,183
Nationwide $4,327 $3,424 $2,983
Progressive $4,511 $3,961 $3,704
State Farm $3,509 $2,119 $1,653
Travelers $4,568 $3,880 $3,865
USAA $3,771 $2,132 $1,742

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Cheap Alexandria, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alexandria, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Alexandria, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alexandria, Kentucky

ZIP Code Average Annual Rates
41001 $3,413

Cheap Alexandria, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Alexandria, Kentucky auto insurance. Find the cheapest annual Alexandria, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alexandria, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,304 $5,304
GEICO $3,894 $3,968
Liberty Mutual $4,580 $4,580
Nationwide $3,578 $3,578
Progressive $4,059 $4,059
State Farm $2,366 $2,489
Travelers $4,104 $4,104
USAA $2,456 $2,641

Cheap Alexandria, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alexandria, Kentucky? Check out the comparison of annual Alexandria, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alexandria, Kentucky

Insurance Company Low Medium High
Allstate $4,932 $5,283 $5,696
GEICO $3,674 $3,916 $4,203
Liberty Mutual $4,379 $4,553 $4,808
Nationwide $3,592 $3,541 $3,601
Progressive $3,756 $4,021 $4,399
State Farm $2,268 $2,426 $2,588
Travelers $3,896 $4,127 $4,289
USAA $2,432 $2,543 $2,670

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Best By Category: Cheapest Auto Insurance in Alexandria, Kentucky

Compare the cheapest auto insurance companies in Alexandria, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alexandria, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Alexandria, Kentucky Auto Insurance Companies

What auto insurance companies in Alexandria, Kentucky are the cheapest? Compare the top Alexandria, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alexandria, Kentucky

Insurance Company Average Annual Rates
Allstate $5,304
GEICO $3,931
Liberty Mutual $4,580
Nationwide $3,578
Progressive $4,059
State Farm $2,427
Travelers $4,104
USAA $2,548

What affects auto insurance rates in Alexandria, Kentucky?

There are a lot of reasons why auto insurance rates in Alexandria, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alexandria, Kentucky. Many local factors may affect your Alexandria auto insurance rates.

Alexandria Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alexandria, Kentucky commute length is 26.1 minutes according to City-Data.

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Compare Alexandria, Kentucky Auto Insurance Quotes

Before you buy Alexandria, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alexandria, Kentucky auto insurance quotes.

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