Best Cheap Auto Insurance in Alexander City, AL (2021)

The average Alexander City, AL auto insurance rates are $294 per month. The minimum auto insurance in Alexander City is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Alexander City, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Alexander City is 22.7 minutes
  • The most expensive auto insurance company in Alexander City for teen drivers is Liberty Mutual
  • Average auto insurance rates in Alexander City, AL for senior drivers are $1,876 per year

Alexander City, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Alexander City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alexander City, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Alexander City to other Alabama cities, including Dothan auto insurance rates, Hoover auto insurance rates, and Decatur auto insurance rates to see how Alexander City, Alabama auto insurance rates stack up.

Before you buy Alexander City, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alexander City, Alabama auto insurance quotes.

Minimum Auto Insurance in Alexander City, Alabama

Alexander City, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alexander City, Alabama.

Minimum Required Auto Insurance Coverage in Alexander City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Alexander City, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alexander City, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alexander City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,477 $2,459 $2,214 $2,350 $9,531 $9,808 $2,816 $2,931
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,657 $1,679 $1,510 $1,565 $4,274 $5,517 $1,835 $2,052
Progressive $2,093 $1,975 $1,717 $1,823 $8,438 $9,433 $2,460 $2,629
State Farm $2,710 $2,710 $2,436 $2,436 $7,988 $10,019 $3,057 $3,519
Travelers $1,461 $1,484 $1,369 $1,365 $7,796 $12,284 $1,384 $1,588
USAA $1,307 $1,330 $1,220 $1,200 $3,855 $4,278 $1,702 $1,841

Cheap Alexander City, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alexander City, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Alexander City, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Alexander City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $9,531 $9,808
GEICO $4,975 $4,882
Liberty Mutual $11,265 $12,529
Nationwide $4,274 $5,517
Progressive $8,438 $9,433
State Farm $7,988 $10,019
Travelers $7,796 $12,284
USAA $3,855 $4,278

Cheap Alexander City, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Alexander City, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alexander City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,214 $2,350
GEICO $1,817 $1,869
Liberty Mutual $2,561 $2,865
Nationwide $1,510 $1,565
Progressive $1,717 $1,823
State Farm $2,436 $2,436
Travelers $1,369 $1,365
USAA $1,220 $1,200

Cheap Alexander City, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alexander City, Alabama compared to the annual auto insurance rates with a clean record in Alexander City, Alabama.

Annual Alexander City, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,637 $4,705 $4,589 $4,362
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,198 $2,198 $3,195 $2,453
Progressive $3,460 $4,330 $3,697 $3,797
State Farm $3,950 $4,861 $4,314 $4,314
Travelers $2,993 $3,141 $4,588 $3,644
USAA $1,609 $2,016 $2,999 $1,741

Cheap Alexander City, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alexander City, Alabama is not easy. Compare the annual rates for DUI auto insurance in Alexander City, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Alexander City, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,694
Farmers $4,589
GEICO $3,547
Liberty Mutual $5,692
Nationwide $3,195
Progressive $3,697
State Farm $4,314
Travelers $4,588
USAA $2,999

Cheap Alexander City, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alexander City, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alexander City, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,847 $4,170 $3,953
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,029 $2,365 $2,140
Progressive $4,325 $3,694 $3,444
State Farm $7,068 $3,579 $2,432
Travelers $3,917 $3,396 $3,461
USAA $2,812 $1,829 $1,633

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Alexander City, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alexander City, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Alexander City, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alexander City, Alabama

ZIP Code Average Annual Rates
35010 $3,622

Cheap Alexander City, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Alexander City, Alabama auto insurance. Find the cheapest annual Alexander City, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alexander City, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,121 $3,121
Farmers $4,323 $4,323
GEICO $2,610 $2,708
Liberty Mutual $5,328 $5,328
Nationwide $2,511 $2,511
Progressive $3,821 $3,821
State Farm $4,255 $4,464
Travelers $3,591 $3,591
USAA $1,996 $2,187

Cheap Alexander City, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alexander City, Alabama? Check out the comparison of annual Alexander City, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alexander City, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $4,087 $4,269 $4,614
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,495 $2,489 $2,550
Progressive $3,471 $3,803 $4,189
State Farm $4,137 $4,353 $4,589
Travelers $3,406 $3,663 $3,704
USAA $2,016 $2,080 $2,178

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Alexander City, Alabama

Compare the cheapest auto insurance companies in Alexander City, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alexander City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Alexander City, Alabama Auto Insurance Companies

What auto insurance companies in Alexander City, Alabama are the cheapest? Compare the top Alexander City, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alexander City, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $4,323
GEICO $2,659
Liberty Mutual $5,328
Nationwide $2,511
Progressive $3,821
State Farm $4,360
Travelers $3,591
USAA $2,091

What affects auto insurance rates in Alexander City, Alabama?

There are a lot of reasons why auto insurance rates in Alexander City, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alexander City, Alabama. Many local factors may affect your Alexander City auto insurance rates.

Alexander City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Alexander City, Alabama auto theft statistics, there have been 34 auto thefts in the city.

Alexander City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alexander City, Alabama commute length is 22.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Alexander City, Alabama Auto Insurance Quotes

Before you buy Alexander City, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alexander City, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption