Best Cheap Auto Insurance in Albany, WI (2021)

The average Albany, WI auto insurance rates are $243 per month. The minimum auto insurance in Albany is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Albany, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Albany is 30.6 minutes
  • The minimum auto insurance required in Albany, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Albany for teen drivers is Nationwide

Albany, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Albany can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Albany, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Albany to other Wisconsin cities, including Oshkosh auto insurance rates, Kenosha auto insurance rates, and Madison auto insurance rates to see how Albany, Wisconsin auto insurance rates stack up.

Before you buy Albany, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Albany, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Albany, Wisconsin

Albany, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Albany, Wisconsin.

Minimum Required Auto Insurance Coverage in Albany, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Albany, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Albany, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albany, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,172 $2,281 $2,016 $2,223 $7,279 $9,325 $2,192 $2,377
American Family $931 $972 $880 $886 $2,728 $3,003 $1,100 $1,171
Farmers $1,802 $1,799 $1,592 $1,691 $8,792 $9,115 $2,049 $2,137
GEICO $1,348 $1,484 $1,393 $1,598 $4,449 $4,790 $1,248 $1,286
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $3,694 $3,891 $3,056 $3,223 $7,524 $11,526 $4,493 $5,343
Progressive $1,765 $1,673 $1,444 $1,512 $6,928 $7,807 $2,122 $2,318
State Farm $1,269 $1,269 $1,126 $1,126 $3,618 $4,565 $1,430 $1,640
USAA $1,379 $1,375 $1,248 $1,268 $3,539 $4,109 $1,789 $1,962

Cheap Albany, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Albany, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Albany, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Albany, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,279 $9,325
American Family $2,728 $3,003
Farmers $8,792 $9,115
GEICO $4,449 $4,790
Liberty Mutual $5,632 $6,300
Nationwide $7,524 $11,526
Progressive $6,928 $7,807
State Farm $3,618 $4,565
USAA $3,539 $4,109

Cheap Albany, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Albany, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Albany, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,016 $2,223
American Family $880 $886
Farmers $1,592 $1,691
GEICO $1,393 $1,598
Liberty Mutual $1,243 $1,404
Nationwide $3,056 $3,223
Progressive $1,444 $1,512
State Farm $1,126 $1,126
USAA $1,248 $1,268

Cheap Albany, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Albany, Wisconsin compared to the annual auto insurance rates with a clean record in Albany, Wisconsin.

Annual Albany, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,033 $4,186 $3,926 $3,786
American Family $1,396 $1,480 $1,480 $1,480
Farmers $3,152 $3,993 $3,778 $3,565
GEICO $1,527 $2,466 $2,814 $1,991
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $4,518 $5,226 $6,405 $5,226
Progressive $2,922 $3,555 $3,035 $3,273
State Farm $1,844 $2,167 $2,005 $2,005
USAA $1,631 $2,057 $2,787 $1,860

Cheap Albany, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Albany, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Albany, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Albany, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,926
American Family $1,480
Farmers $3,778
GEICO $2,814
Liberty Mutual $2,986
Nationwide $6,405
Progressive $3,035
State Farm $2,005
USAA $2,787

Cheap Albany, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Albany, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Albany, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,896 $3,373 $2,931
American Family $1,952 $1,287 $1,137
Farmers $4,082 $3,468 $3,315
GEICO $2,888 $2,058 $1,652
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $6,007 $5,012 $5,012
Progressive $3,624 $3,089 $2,876
State Farm $2,991 $1,717 $1,308
USAA $3,213 $1,690 $1,347

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Cheap Albany, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Albany, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Albany, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Albany, Wisconsin

ZIP Code Average Annual Rates
53502 $2,861

Cheap Albany, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Albany, Wisconsin auto insurance. Find the cheapest annual Albany, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Albany, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,643 $3,823
American Family $1,434 $1,483
Farmers $3,622 $3,622
GEICO $2,153 $2,246
Liberty Mutual $2,650 $2,650
Nationwide $5,344 $5,344
Progressive $3,196 $3,196
State Farm $1,957 $2,054
USAA $2,057 $2,111

Cheap Albany, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Albany, Wisconsin? Check out the comparison of annual Albany, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albany, Wisconsin

Insurance Company Low Medium High
Allstate $3,570 $3,724 $3,905
American Family $1,442 $1,473 $1,462
Farmers $3,319 $3,596 $3,952
GEICO $2,049 $2,198 $2,351
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $5,190 $5,343 $5,498
Progressive $3,012 $3,220 $3,356
State Farm $1,903 $2,011 $2,102
USAA $2,012 $2,085 $2,153

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Best By Category: Cheapest Auto Insurance in Albany, Wisconsin

Compare the cheapest auto insurance companies in Albany, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Albany, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Albany, Wisconsin Auto Insurance Companies

What auto insurance companies in Albany, Wisconsin are the cheapest? Compare the top Albany, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Albany, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,733
American Family $1,459
Farmers $3,622
GEICO $2,199
Liberty Mutual $2,650
Nationwide $5,344
Progressive $3,196
State Farm $2,005
USAA $2,084

What affects auto insurance rates in Albany, Wisconsin?

There are a lot of reasons why auto insurance rates in Albany, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Albany, Wisconsin. Many local factors may affect your Albany auto insurance rates.

Albany Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Albany, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Albany Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Albany, Wisconsin commute length is 30.6 minutes according to City-Data.

Albany Traffic

How does Albany, Wisconsin rank for traffic? According to Inrix Albany, Wisconsin is the 863rd most congested worldwide.

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Compare Albany, Wisconsin Auto Insurance Quotes

Before you buy Albany, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Albany, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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