Best Cheap Auto Insurance in Alamo, NM (2021)

The average Alamo, NM auto insurance rates are $275 per month. The minimum auto insurance in Alamo is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Alamo, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Alamo is 16.2 minutes
  • The most expensive auto insurance company in Alamo for teen drivers is Allstate
  • The minimum auto insurance required in Alamo, New Mexico is 25/50/10

Alamo, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Alamo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alamo, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Alamo to other New Mexico cities, including Hobbs auto insurance rates, Farmington auto insurance rates, and Clovis auto insurance rates to see how Alamo, New Mexico auto insurance rates stack up.

Before you buy Alamo, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alamo, New Mexico auto insurance quotes.

Minimum Auto Insurance in Alamo, New Mexico

Alamo, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alamo, New Mexico.

Minimum Required Auto Insurance Coverage in Alamo, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Alamo, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alamo, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alamo, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,668 $2,429 $2,557 $8,949 $10,360 $2,950 $3,126
Farmers $2,278 $2,265 $2,037 $2,168 $9,349 $9,619 $2,581 $2,677
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,197 $2,236 $1,997 $2,097 $5,254 $6,626 $2,473 $2,648
Progressive $1,565 $1,525 $1,405 $1,417 $6,161 $6,947 $1,897 $1,974
State Farm $1,353 $1,353 $1,224 $1,224 $3,624 $4,550 $1,513 $1,676
USAA $1,435 $1,435 $1,362 $1,367 $3,607 $4,084 $1,769 $1,902

Cheap Alamo, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alamo, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Alamo, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Alamo, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,949 $10,360
Farmers $9,349 $9,619
GEICO $7,583 $10,447
Nationwide $5,254 $6,626
Progressive $6,161 $6,947
State Farm $3,624 $4,550
USAA $3,607 $4,084

Cheap Alamo, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Alamo, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alamo, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,429 $2,557
Farmers $2,037 $2,168
GEICO $2,511 $2,511
Nationwide $1,997 $2,097
Progressive $1,405 $1,417
State Farm $1,224 $1,224
USAA $1,362 $1,367

Cheap Alamo, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alamo, New Mexico compared to the annual auto insurance rates with a clean record in Alamo, New Mexico.

Annual Alamo, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,848 $5,188 $4,139
Farmers $3,476 $4,484 $4,377 $4,151
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,389 $3,349 $4,321 $2,705
Progressive $2,481 $3,364 $2,671 $2,930
State Farm $1,941 $2,106 $2,106 $2,106
USAA $1,581 $2,186 $2,874 $1,838

Cheap Alamo, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alamo, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Alamo, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Alamo, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,188
Farmers $4,377
GEICO $8,009
Nationwide $4,321
Progressive $2,671
State Farm $2,106
USAA $2,874

Cheap Alamo, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alamo, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alamo, New Mexico

Insurance Company Poor Fair Good
Allstate $5,191 $4,281 $3,914
Farmers $4,722 $3,918 $3,725
GEICO $4,787 $4,162 $3,849
Nationwide $3,907 $3,033 $2,633
Progressive $3,152 $2,796 $2,636
State Farm $2,944 $1,814 $1,436
USAA $2,659 $1,984 $1,717

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Cheap Alamo, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alamo, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Alamo, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alamo, New Mexico

ZIP Code Average Annual Rates
87825 $3,473

Cheap Alamo, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Alamo, New Mexico auto insurance. Find the cheapest annual Alamo, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alamo, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,462 $4,462
Farmers $4,122 $4,122
GEICO $4,201 $4,331
Nationwide $3,191 $3,191
Progressive $2,861 $2,861
State Farm $2,014 $2,115
USAA $2,056 $2,183

Cheap Alamo, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alamo, New Mexico? Check out the comparison of annual Alamo, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alamo, New Mexico

Insurance Company Low Medium High
Allstate $4,273 $4,454 $4,659
Farmers $3,785 $4,088 $4,492
GEICO $3,990 $4,256 $4,552
Nationwide $3,150 $3,155 $3,268
Progressive $2,754 $2,860 $2,970
State Farm $1,893 $2,070 $2,231
USAA $1,978 $2,128 $2,253

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Best By Category: Cheapest Auto Insurance in Alamo, New Mexico

Compare the cheapest auto insurance companies in Alamo, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alamo, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Alamo, New Mexico Auto Insurance Companies

What auto insurance companies in Alamo, New Mexico are the cheapest? Compare the top Alamo, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alamo, New Mexico

Insurance Company Average Annual Rates
Allstate $4,462
Farmers $4,122
GEICO $4,266
Nationwide $3,191
Progressive $2,861
State Farm $2,065
USAA $2,120

What affects auto insurance rates in Alamo, New Mexico?

There are a lot of reasons why auto insurance rates in Alamo, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alamo, New Mexico. Many local factors may affect your Alamo auto insurance rates.

Alamo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alamo, New Mexico commute length is 16.2 minutes according to City-Data.

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Compare Alamo, New Mexico Auto Insurance Quotes

Before you buy Alamo, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alamo, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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