Best Cheap Auto Insurance in Alamo, CA (2021)

The average Alamo, CA auto insurance rates are $285 per month. The minimum auto insurance in Alamo is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Alamo, California, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Alamo, California is 15/30/5
  • The most expensive auto insurance company in Alamo for teen drivers is Farmers
  • The cheapest auto insurance company in Alamo is USAA

Alamo, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Alamo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alamo, California, including driving record, credit, commute time, and more.

Compare auto insurance in Alamo to other California cities, including Sacramento auto insurance rates, Bakersfield auto insurance rates, and Oakland auto insurance rates to see how Alamo, California auto insurance rates stack up.

Before you buy Alamo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alamo, California auto insurance quotes.

Minimum Auto Insurance in Alamo, California

Alamo, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alamo, California.

Minimum Required Auto Insurance Coverage in Alamo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Alamo, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alamo, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alamo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,695 $2,696 $1,974 $1,991 $7,554 $9,505 $3,450 $3,787
Farmers $2,448 $2,448 $2,211 $2,211 $7,835 $12,841 $2,904 $3,237
GEICO $1,692 $1,693 $1,591 $1,591 $5,165 $5,256 $2,432 $2,486
Liberty Mutual $2,200 $2,086 $2,047 $1,985 $4,839 $5,136 $2,485 $2,499
Nationwide $2,904 $2,775 $2,537 $2,394 $7,377 $8,132 $3,482 $3,443
Progressive $1,917 $1,976 $1,598 $1,912 $5,091 $6,157 $2,733 $2,941
State Farm $2,856 $2,856 $2,552 $2,552 $5,289 $6,570 $3,163 $3,260
Travelers $2,298 $2,224 $2,036 $2,015 $4,746 $5,415 $2,977 $2,919
USAA $1,818 $1,724 $1,775 $1,784 $4,109 $4,147 $2,524 $2,386

Cheap Alamo, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alamo, California is a challenge. Take a look at the annual teen auto insurance rates in Alamo, California.

Annual Auto Insurance Rates for Teen Drivers in Alamo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,554 $9,505
Farmers $7,835 $12,841
GEICO $5,165 $5,256
Liberty Mutual $4,839 $5,136
Nationwide $7,377 $8,132
Progressive $5,091 $6,157
State Farm $5,289 $6,570
Travelers $4,746 $5,415
USAA $4,109 $4,147

Cheap Alamo, California Auto Insurance for Seniors

What are senior auto insurance rates in Alamo, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alamo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $1,991
Farmers $2,211 $2,211
GEICO $1,591 $1,591
Liberty Mutual $2,047 $1,985
Nationwide $2,537 $2,394
Progressive $1,598 $1,912
State Farm $2,552 $2,552
Travelers $2,036 $2,015
USAA $1,775 $1,784

Cheap Alamo, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alamo, California compared to the annual auto insurance rates with a clean record in Alamo, California.

Annual Alamo, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,539 $4,268 $6,689 $3,330
Farmers $3,340 $4,547 $5,664 $4,516
GEICO $1,914 $2,958 $3,706 $2,374
Liberty Mutual $2,526 $3,384 $3,052 $2,676
Nationwide $2,885 $3,696 $6,245 $3,696
Progressive $2,001 $3,383 $3,894 $2,884
State Farm $2,598 $3,097 $5,841 $3,014
Travelers $2,068 $3,335 $3,885 $3,026
USAA $1,685 $2,506 $4,098 $1,845

Cheap Alamo, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alamo, California is not easy. Compare the annual rates for DUI auto insurance in Alamo, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Alamo, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,689
Farmers $5,664
GEICO $3,706
Liberty Mutual $3,052
Nationwide $6,245
Progressive $3,894
State Farm $5,841
Travelers $3,885
USAA $4,098

Cheap Alamo, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alamo, California can vary. Compare the annual cost of auto insurance by ZIP code in Alamo, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alamo, California

ZIP Code Average Annual Rates
94507 $4,684

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Alamo, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Alamo, California auto insurance. Find the cheapest annual Alamo, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alamo, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,797 $4,616
Farmers $4,098 $4,936
GEICO $2,487 $2,989
Liberty Mutual $2,673 $3,146
Nationwide $3,653 $4,608
Progressive $2,751 $3,330
State Farm $3,504 $3,770
Travelers $2,770 $3,387
USAA $2,337 $2,730

Cheap Alamo, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alamo, California? Check out the comparison of annual Alamo, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alamo, California

Insurance Company Low Medium High
Allstate $3,996 $4,241 $4,382
Farmers $4,210 $4,553 $4,789
GEICO $2,505 $2,768 $2,942
Liberty Mutual $2,723 $2,935 $3,070
Nationwide $3,734 $4,208 $4,449
Progressive $2,785 $3,130 $3,206
State Farm $3,249 $3,708 $3,956
Travelers $2,693 $3,168 $3,375
USAA $2,321 $2,578 $2,701

Best By Category: Cheapest Auto Insurance in Alamo, California

Compare the cheapest auto insurance companies in Alamo, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alamo, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Alamo, California Auto Insurance Companies

What auto insurance companies in Alamo, California are the cheapest? Compare the top Alamo, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alamo, California

Insurance Company Average Annual Rates
Allstate $4,206
Farmers $4,517
GEICO $2,738
Liberty Mutual $2,910
Nationwide $4,131
Progressive $3,040
State Farm $3,637
Travelers $3,078
USAA $2,534

What affects auto insurance rates in Alamo, California?

There are a lot of reasons why auto insurance rates in Alamo, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alamo, California. Many local factors may affect your Alamo auto insurance rates.

Alamo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alamo, California commute length is 36.0 minutes according to City-Data.

Compare Alamo, California Auto Insurance Quotes

Before you buy Alamo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alamo, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption