Best Cheap Auto Insurance in Alafaya, FL (2021)

The average Alafaya, FL auto insurance rates are $397 per month. The minimum auto insurance in Alafaya is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Alafaya, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Alafaya is 30.0 minutes
  • Average auto insurance rates in Alafaya, FL for senior drivers are $2,851 per year
  • The minimum auto insurance required in Alafaya, Florida is 10/20/10

Alafaya, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Alafaya can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alafaya, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Alafaya to other Florida cities, including Tampa auto insurance rates, Orlando auto insurance rates, and Jacksonville auto insurance rates to see how Alafaya, Florida auto insurance rates stack up.

Before you buy Alafaya, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alafaya, Florida auto insurance quotes.

Minimum Auto Insurance in Alafaya, Florida

Alafaya, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alafaya, Florida.

Minimum Required Auto Insurance Coverage in Alafaya, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Alafaya, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alafaya, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alafaya, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,888 $4,654 $4,247 $4,306 $17,131 $18,596 $4,821 $4,872
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,965 $2,920 $2,645 $2,734 $7,160 $8,790 $3,263 $3,385
Progressive $3,786 $3,580 $3,254 $3,477 $10,837 $11,818 $4,589 $4,381
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,676 $1,645 $1,568 $1,552 $5,805 $6,722 $2,095 $2,258

Cheap Alafaya, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alafaya, Florida is a challenge. Take a look at the annual teen auto insurance rates in Alafaya, Florida.

Annual Auto Insurance Rates for Teen Drivers in Alafaya, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,131 $18,596
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $7,160 $8,790
Progressive $10,837 $11,818
State Farm $5,900 $7,551
USAA $5,805 $6,722

Cheap Alafaya, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Alafaya, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alafaya, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,247 $4,306
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,645 $2,734
Progressive $3,254 $3,477
State Farm $1,798 $1,798
USAA $1,568 $1,552

Cheap Alafaya, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alafaya, Florida compared to the annual auto insurance rates with a clean record in Alafaya, Florida.

Annual Alafaya, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,825 $8,217 $9,123 $7,591
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,602 $3,963 $5,358 $4,009
Progressive $4,481 $6,697 $5,619 $6,064
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,274 $2,818 $4,182 $2,387

Cheap Alafaya, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alafaya, Florida is not easy. Compare the annual rates for DUI auto insurance in Alafaya, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Alafaya, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,123
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,358
Progressive $5,619
State Farm $3,199
USAA $4,182

Cheap Alafaya, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alafaya, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alafaya, Florida

Insurance Company Poor Fair Good
Allstate $11,120 $7,019 $5,679
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,306 $3,884 $3,508
Progressive $7,432 $5,293 $4,421
State Farm $4,393 $2,864 $2,340
USAA $4,754 $2,316 $1,676

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Cheap Alafaya, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alafaya, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Alafaya, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alafaya, Florida

ZIP Code Average Annual Rates
32828 $3,611

Cheap Alafaya, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Alafaya, Florida auto insurance. Find the cheapest annual Alafaya, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alafaya, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,714 $8,165
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,233 $4,233
Progressive $5,715 $5,715
State Farm $3,089 $3,309
USAA $2,882 $2,948

Cheap Alafaya, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alafaya, Florida? Check out the comparison of annual Alafaya, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alafaya, Florida

Insurance Company Low Medium High
Allstate $6,082 $8,364 $9,371
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,348 $4,399 $4,952
Progressive $4,795 $5,848 $6,503
State Farm $2,725 $3,281 $3,591
USAA $2,524 $3,017 $3,204

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Best By Category: Cheapest Auto Insurance in Alafaya, Florida

Compare the cheapest auto insurance companies in Alafaya, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alafaya, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Alafaya, Florida Auto Insurance Companies

What auto insurance companies in Alafaya, Florida are the cheapest? Compare the top Alafaya, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alafaya, Florida

Insurance Company Average Annual Rates
Allstate $7,939
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,233
Progressive $5,715
State Farm $3,199
USAA $2,915

What affects auto insurance rates in Alafaya, Florida?

There are a lot of reasons why auto insurance rates in Alafaya, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alafaya, Florida. Many local factors may affect your Alafaya auto insurance rates.

Alafaya Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alafaya, Florida commute length is 30.0 minutes according to City-Data.

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Compare Alafaya, Florida Auto Insurance Quotes

Before you buy Alafaya, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alafaya, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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