Best Cheap Auto Insurance in Ajo, AZ (2021)

The average Ajo, AZ auto insurance rates are $305 per month. The minimum auto insurance in Ajo is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Ajo, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ajo, AZ for senior drivers are $2,149 per year
  • The most expensive auto insurance company in Ajo for teen drivers is State Farm
  • The minimum auto insurance required in Ajo, Arizona is 15/30/10

Ajo, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Ajo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ajo, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Ajo to other Arizona cities, including Mesa auto insurance rates, Glendale auto insurance rates, and Scottsdale auto insurance rates to see how Ajo, Arizona auto insurance rates stack up.

Before you buy Ajo, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ajo, Arizona auto insurance quotes.

Minimum Auto Insurance in Ajo, Arizona

Ajo, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ajo, Arizona.

Minimum Required Auto Insurance Coverage in Ajo, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ajo, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ajo, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ajo, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,854 $3,854 $3,748 $3,748 $8,396 $10,884 $4,315 $4,694
American Family $2,776 $2,776 $2,548 $2,548 $7,327 $9,559 $2,776 $3,260
Farmers $2,255 $2,242 $2,024 $2,161 $8,973 $9,181 $2,530 $2,607
GEICO $1,596 $1,772 $1,345 $1,712 $4,537 $4,767 $1,457 $1,432
Nationwide $2,342 $2,387 $2,094 $2,220 $5,734 $7,350 $2,697 $2,917
Progressive $1,947 $1,706 $1,745 $1,660 $7,883 $8,791 $2,091 $2,080
State Farm $2,852 $2,852 $2,510 $2,510 $8,638 $10,843 $3,067 $3,872
Travelers $1,690 $1,776 $1,539 $1,635 $4,666 $5,741 $1,796 $1,888
USAA $1,568 $1,580 $1,457 $1,487 $5,662 $6,560 $2,062 $2,234

Cheap Ajo, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ajo, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Ajo, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Ajo, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,884
American Family $7,327 $9,559
Farmers $8,973 $9,181
GEICO $4,537 $4,767
Nationwide $5,734 $7,350
Progressive $7,883 $8,791
State Farm $8,638 $10,843
Travelers $4,666 $5,741
USAA $5,662 $6,560

Cheap Ajo, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Ajo, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ajo, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,748 $3,748
American Family $2,548 $2,548
Farmers $2,024 $2,161
GEICO $1,345 $1,712
Nationwide $2,094 $2,220
Progressive $1,745 $1,660
State Farm $2,510 $2,510
Travelers $1,539 $1,635
USAA $1,457 $1,487

Cheap Ajo, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ajo, Arizona compared to the annual auto insurance rates with a clean record in Ajo, Arizona.

Annual Ajo, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,349 $5,512 $6,250 $5,635
American Family $2,970 $4,621 $5,742 $3,452
Farmers $3,376 $4,346 $4,246 $4,019
GEICO $1,809 $2,441 $3,250 $1,809
Nationwide $2,934 $3,085 $4,569 $3,282
Progressive $3,078 $4,045 $3,250 $3,577
State Farm $4,235 $5,051 $4,643 $4,643
Travelers $2,078 $2,707 $2,980 $2,600
USAA $2,063 $2,936 $3,880 $2,426

Cheap Ajo, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ajo, Arizona is not easy. Compare the annual rates for DUI auto insurance in Ajo, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Ajo, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,250
American Family $5,742
Farmers $4,246
GEICO $3,250
Nationwide $4,569
Progressive $3,250
State Farm $4,643
Travelers $2,980
USAA $3,880

Cheap Ajo, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ajo, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ajo, Arizona

Insurance Company Poor Fair Good
Allstate $6,962 $4,947 $4,401
American Family $5,278 $3,928 $3,382
Farmers $4,598 $3,789 $3,602
GEICO $3,199 $2,098 $1,686
Nationwide $4,175 $3,320 $2,908
Progressive $3,898 $3,396 $3,169
State Farm $8,517 $3,319 $2,092
Travelers $3,162 $2,579 $2,034
USAA $3,741 $2,591 $2,146

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Cheap Ajo, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Ajo, Arizona auto insurance. Find the cheapest annual Ajo, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ajo, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,437 $5,437
American Family $4,156 $4,237
Farmers $3,997 $3,997
GEICO $2,287 $2,368
Nationwide $3,467 $3,467
Progressive $3,488 $3,488
State Farm $4,529 $4,757
Travelers $2,591 $2,591
USAA $2,795 $2,857

Cheap Ajo, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ajo, Arizona? Check out the comparison of annual Ajo, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ajo, Arizona

Insurance Company Low Medium High
Allstate $5,102 $5,467 $5,740
American Family $4,039 $4,331 $4,219
Farmers $3,464 $4,032 $4,493
GEICO $1,952 $2,362 $2,668
Nationwide $3,331 $3,500 $3,571
Progressive $3,090 $3,548 $3,826
State Farm $4,201 $4,719 $5,010
Travelers $2,384 $2,622 $2,768
USAA $2,638 $2,858 $2,983

Best By Category: Cheapest Auto Insurance in Ajo, Arizona

Compare the cheapest auto insurance companies in Ajo, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ajo, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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The Cheapest Ajo, Arizona Auto Insurance Companies

What auto insurance companies in Ajo, Arizona are the cheapest? Compare the top Ajo, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ajo, Arizona

Insurance Company Average Annual Rates
Allstate $5,437
American Family $4,196
Farmers $3,997
GEICO $2,327
Nationwide $3,467
Progressive $3,488
State Farm $4,643
Travelers $2,591
USAA $2,826

What affects auto insurance rates in Ajo, Arizona?

There are a lot of reasons why auto insurance rates in Ajo, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ajo, Arizona. Many local factors may affect your Ajo auto insurance rates.

Ajo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ajo, Arizona commute length is 19.0 minutes according to City-Data.

Compare Ajo, Arizona Auto Insurance Quotes

Before you buy Ajo, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ajo, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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