Best Cheap Auto Insurance in Afton, MI (2021)

The average Afton, MI auto insurance rates are $800 per month. The minimum auto insurance in Afton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Afton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Afton, MI for senior drivers are $6,360 per year
  • The most expensive auto insurance company in Afton for teen drivers is Allstate
  • The cheapest auto insurance company in Afton is USAA

Afton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Afton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Afton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Afton to other Michigan cities, including Grand Rapids auto insurance rates, Livonia auto insurance rates, and Dearborn auto insurance rates to see how Afton, Michigan auto insurance rates stack up.

Before you buy Afton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Afton, Michigan auto insurance quotes.

Minimum Auto Insurance in Afton, Michigan

Afton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Afton, Michigan.

Minimum Required Auto Insurance Coverage in Afton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Afton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Afton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Afton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,261 $18,261 $17,077 $17,077 $43,192 $43,192 $19,197 $19,197
Farmers $3,423 $3,423 $3,192 $3,192 $7,678 $7,678 $3,837 $3,837
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,934 $2,750 $2,593 $2,868 $10,854 $11,664 $3,427 $3,220
State Farm $7,074 $7,074 $6,543 $6,543 $24,551 $24,551 $8,297 $8,297
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

Cheap Afton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Afton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Afton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Afton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,192 $43,192
Farmers $7,678 $7,678
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,064 $12,064
Progressive $10,854 $11,664
State Farm $24,551 $24,551
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheap Afton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Afton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Afton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,077 $17,077
Farmers $3,192 $3,192
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,166 $4,166
Progressive $2,593 $2,868
State Farm $6,543 $6,543
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheap Afton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Afton, Michigan compared to the annual auto insurance rates with a clean record in Afton, Michigan.

Annual Afton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,880 $15,975 $53,265 $16,607
Farmers $3,820 $4,852 $4,785 $4,673
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,287 $5,602 $5,037 $5,229
State Farm $7,442 $8,894 $19,058 $11,072
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheap Afton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Afton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Afton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Afton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,265
Farmers $4,785
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,765
Progressive $5,037
State Farm $19,058
Travelers $12,908
USAA $4,126

Cheap Afton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Afton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Afton, Michigan

Insurance Company Poor Fair Good
Allstate $37,414 $20,541 $15,340
Farmers $5,917 $3,986 $3,694
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,198 $6,128 $5,194
Progressive $5,795 $4,893 $4,428
State Farm $18,843 $9,533 $6,473
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

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Cheap Afton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Afton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Afton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Afton, Michigan

ZIP Code Average Annual Rates
49705 $6,751

Cheap Afton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Afton, Michigan auto insurance. Find the cheapest annual Afton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Afton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,432 $24,432
Farmers $4,532 $4,532
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,507 $6,507
Progressive $5,039 $5,039
State Farm $11,304 $11,929
Travelers $8,279 $8,375
USAA $3,106 $3,177

Cheap Afton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Afton, Michigan? Check out the comparison of annual Afton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Afton, Michigan

Insurance Company Low Medium High
Allstate $23,877 $24,481 $24,937
Farmers $4,409 $4,522 $4,666
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,846 $6,388 $6,286
Progressive $4,884 $5,046 $5,187
State Farm $11,046 $11,687 $12,116
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

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Best By Category: Cheapest Auto Insurance in Afton, Michigan

Compare the cheapest auto insurance companies in Afton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Afton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Afton, Michigan Auto Insurance Companies

What auto insurance companies in Afton, Michigan are the cheapest? Compare the top Afton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Afton, Michigan

Insurance Company Average Annual Rates
Allstate $24,432
Farmers $4,532
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,507
Progressive $5,039
State Farm $11,616
Travelers $8,327
USAA $3,142

Compare Afton, Michigan Auto Insurance Quotes

Before you buy Afton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Afton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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