Best Cheap Auto Insurance in Adrian, MI (2021)

The average Adrian, MI auto insurance rates are $716 per month. The minimum auto insurance in Adrian is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Adrian, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Adrian, MI for senior drivers are $5,741 per year
  • The most expensive auto insurance company in Adrian for teen drivers is Allstate
  • The average commute length in Adrian is 20.2 minutes

Adrian, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Adrian can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Adrian, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Adrian to other Michigan cities, including Ann Arbor auto insurance rates, Flint auto insurance rates, and Sterling Heights auto insurance rates to see how Adrian, Michigan auto insurance rates stack up.

Before you buy Adrian, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Adrian, Michigan auto insurance quotes.

Minimum Auto Insurance in Adrian, Michigan

Adrian, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Adrian, Michigan.

Minimum Required Auto Insurance Coverage in Adrian, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Adrian, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Adrian, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adrian, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,487 $15,487 $14,406 $14,406 $37,944 $37,944 $16,306 $16,306
Farmers $3,629 $3,629 $3,389 $3,389 $8,020 $8,020 $4,072 $4,072
GEICO $3,821 $3,821 $3,887 $3,887 $10,299 $10,299 $3,642 $3,642
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,496 $2,340 $2,219 $2,442 $9,202 $9,894 $2,900 $2,728
State Farm $6,382 $6,382 $5,930 $5,930 $22,423 $22,423 $7,492 $7,492
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,347 $2,217 $2,212 $2,086 $5,635 $5,330 $2,840 $2,714

Cheap Adrian, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Adrian, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Adrian, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Adrian, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,944 $37,944
Farmers $8,020 $8,020
GEICO $10,299 $10,299
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $9,202 $9,894
State Farm $22,423 $22,423
Travelers $13,395 $13,395
USAA $5,635 $5,330

Cheap Adrian, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Adrian, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Adrian, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,406 $14,406
Farmers $3,389 $3,389
GEICO $3,887 $3,887
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,219 $2,442
State Farm $5,930 $5,930
Travelers $3,858 $3,858
USAA $2,212 $2,086

Cheap Adrian, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Adrian, Michigan compared to the annual auto insurance rates with a clean record in Adrian, Michigan.

Annual Adrian, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,248 $13,719 $45,846 $14,329
Farmers $4,023 $5,112 $5,048 $4,928
GEICO $1,936 $4,038 $12,143 $3,533
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $3,653 $4,748 $4,277 $4,431
State Farm $6,697 $8,040 $17,436 $10,053
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,560 $3,186 $4,159 $2,786

Cheap Adrian, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Adrian, Michigan is not easy. Compare the annual rates for DUI auto insurance in Adrian, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Adrian, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $45,846
Farmers $5,048
GEICO $12,143
Liberty Mutual $28,276
Nationwide $3,573
Progressive $4,277
State Farm $17,436
Travelers $10,331
USAA $4,159

Cheap Adrian, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Adrian, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Adrian, Michigan

Insurance Company Poor Fair Good
Allstate $31,992 $17,679 $13,436
Farmers $6,298 $4,177 $3,858
GEICO $6,956 $5,117 $4,165
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $4,903 $4,157 $3,773
State Farm $17,109 $8,667 $5,893
Travelers $6,813 $6,608 $6,525
USAA $4,725 $2,718 $2,075

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Cheap Adrian, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Adrian, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Adrian, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Adrian, Michigan

ZIP Code Average Annual Rates
49221 $5,967

Cheap Adrian, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Adrian, Michigan auto insurance. Find the cheapest annual Adrian, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Adrian, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,036 $21,036
Farmers $4,778 $4,778
GEICO $5,288 $5,537
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $4,278 $4,278
State Farm $10,272 $10,841
Travelers $6,611 $6,686
USAA $3,137 $3,209

Cheap Adrian, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Adrian, Michigan? Check out the comparison of annual Adrian, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adrian, Michigan

Insurance Company Low Medium High
Allstate $20,545 $21,079 $21,483
Farmers $4,661 $4,768 $4,904
GEICO $5,031 $5,361 $5,845
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $4,129 $4,284 $4,419
State Farm $10,024 $10,622 $11,024
Travelers $6,575 $6,656 $6,715
USAA $3,077 $3,180 $3,261

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Best By Category: Cheapest Auto Insurance in Adrian, Michigan

Compare the cheapest auto insurance companies in Adrian, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Adrian, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Adrian, Michigan Auto Insurance Companies

What auto insurance companies in Adrian, Michigan are the cheapest? Compare the top Adrian, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Adrian, Michigan

Insurance Company Average Annual Rates
Allstate $21,036
Farmers $4,778
GEICO $5,412
Liberty Mutual $18,025
Nationwide $3,438
Progressive $4,278
State Farm $10,556
Travelers $6,649
USAA $3,173

What affects auto insurance rates in Adrian, Michigan?

There are a lot of reasons why auto insurance rates in Adrian, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Adrian, Michigan. Many local factors may affect your Adrian auto insurance rates.

Adrian Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Adrian, Michigan auto theft statistics, there have been 22 auto thefts in the city.

Adrian Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Adrian, Michigan commute length is 20.2 minutes according to City-Data.

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Compare Adrian, Michigan Auto Insurance Quotes

Before you buy Adrian, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Adrian, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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