Best Cheap Auto Insurance in Adelphi, OH (2021)

The average Adelphi, OH auto insurance rates are $231 per month. The minimum auto insurance in Adelphi is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Adelphi, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Adelphi is American Family
  • The average commute length in Adelphi is 28.9 minutes
  • Average auto insurance rates in Adelphi, OH for senior drivers are $1,444 per year

Adelphi, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Adelphi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Adelphi, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Adelphi to other Ohio cities, including Akron auto insurance rates, Toledo auto insurance rates, and Cleveland auto insurance rates to see how Adelphi, Ohio auto insurance rates stack up.

Before you buy Adelphi, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Adelphi, Ohio auto insurance quotes.

Minimum Auto Insurance in Adelphi, Ohio

Adelphi, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Adelphi, Ohio.

Minimum Required Auto Insurance Coverage in Adelphi, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Adelphi, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Adelphi, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adelphi, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,033 $2,026 $1,834 $1,960 $5,603 $6,410 $2,136 $2,282
American Family $956 $994 $867 $872 $2,848 $3,103 $1,179 $1,244
Farmers $1,844 $1,841 $1,625 $1,709 $7,935 $8,241 $2,071 $2,177
GEICO $1,310 $1,267 $1,219 $1,222 $3,458 $3,218 $1,457 $1,239
Liberty Mutual $1,963 $2,141 $1,509 $1,835 $10,393 $11,738 $2,081 $2,273
Nationwide $2,153 $2,165 $1,942 $1,957 $5,487 $7,080 $2,308 $2,688
Progressive $1,814 $1,717 $1,507 $1,557 $7,890 $8,903 $2,169 $2,243
State Farm $1,544 $1,544 $1,368 $1,368 $4,599 $5,793 $1,787 $2,044
Travelers $1,415 $1,437 $1,401 $1,393 $6,006 $9,453 $1,473 $1,693
USAA $915 $923 $869 $869 $2,815 $3,137 $1,225 $1,325

Cheap Adelphi, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Adelphi, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Adelphi, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Adelphi, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,603 $6,410
American Family $2,848 $3,103
Farmers $7,935 $8,241
GEICO $3,458 $3,218
Liberty Mutual $10,393 $11,738
Nationwide $5,487 $7,080
Progressive $7,890 $8,903
State Farm $4,599 $5,793
Travelers $6,006 $9,453
USAA $2,815 $3,137

Cheap Adelphi, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Adelphi, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Adelphi, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,960
American Family $867 $872
Farmers $1,625 $1,709
GEICO $1,219 $1,222
Liberty Mutual $1,509 $1,835
Nationwide $1,942 $1,957
Progressive $1,507 $1,557
State Farm $1,368 $1,368
Travelers $1,401 $1,393
USAA $869 $869

Cheap Adelphi, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Adelphi, Ohio compared to the annual auto insurance rates with a clean record in Adelphi, Ohio.

Annual Adelphi, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,554 $3,085 $3,615 $2,887
American Family $1,445 $1,529 $1,529 $1,529
Farmers $2,831 $3,638 $3,548 $3,706
GEICO $1,230 $1,762 $2,528 $1,676
Liberty Mutual $3,562 $4,576 $4,671 $4,157
Nationwide $2,581 $3,285 $4,169 $2,855
Progressive $2,999 $4,063 $3,194 $3,644
State Farm $2,296 $2,716 $2,506 $2,506
Travelers $2,238 $2,912 $4,386 $2,600
USAA $1,160 $1,554 $2,039 $1,286

Cheap Adelphi, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Adelphi, Ohio is not easy. Compare the annual rates for DUI auto insurance in Adelphi, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Adelphi, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,615
American Family $1,529
Farmers $3,548
GEICO $2,528
Liberty Mutual $4,671
Nationwide $4,169
Progressive $3,194
State Farm $2,506
Travelers $4,386
USAA $2,039

Cheap Adelphi, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Adelphi, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Adelphi, Ohio

Insurance Company Poor Fair Good
Allstate $3,899 $2,838 $2,370
American Family $2,000 $1,366 $1,157
Farmers $3,894 $3,277 $3,121
GEICO $2,156 $1,799 $1,441
Liberty Mutual $6,073 $3,729 $2,923
Nationwide $3,889 $3,133 $2,646
Progressive $3,913 $3,370 $3,143
State Farm $3,571 $2,207 $1,739
Travelers $3,395 $2,952 $2,755
USAA $1,963 $1,386 $1,180

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Adelphi, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Adelphi, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Adelphi, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Adelphi, Ohio

ZIP Code Average Annual Rates
43101 $2,654

Cheap Adelphi, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Adelphi, Ohio auto insurance. Find the cheapest annual Adelphi, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Adelphi, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,035 $3,035
American Family $1,490 $1,526
Farmers $3,431 $3,431
GEICO $1,766 $1,831
Liberty Mutual $4,242 $4,242
Nationwide $3,223 $3,223
Progressive $3,475 $3,475
State Farm $2,445 $2,567
Travelers $3,034 $3,034
USAA $1,452 $1,567

Cheap Adelphi, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Adelphi, Ohio? Check out the comparison of annual Adelphi, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adelphi, Ohio

Insurance Company Low Medium High
Allstate $2,936 $3,029 $3,141
American Family $1,486 $1,519 $1,518
Farmers $3,270 $3,383 $3,640
GEICO $1,745 $1,791 $1,860
Liberty Mutual $4,085 $4,264 $4,376
Nationwide $3,567 $3,123 $2,978
Progressive $3,328 $3,443 $3,654
State Farm $2,400 $2,512 $2,606
Travelers $2,962 $3,073 $3,067
USAA $1,448 $1,508 $1,573

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Adelphi, Ohio

Compare the cheapest auto insurance companies in Adelphi, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Adelphi, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Adelphi, Ohio Auto Insurance Companies

What auto insurance companies in Adelphi, Ohio are the cheapest? Compare the top Adelphi, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Adelphi, Ohio

Insurance Company Average Annual Rates
Allstate $3,035
American Family $1,508
Farmers $3,431
GEICO $1,799
Liberty Mutual $4,242
Nationwide $3,223
Progressive $3,475
State Farm $2,506
Travelers $3,034
USAA $1,510

What affects auto insurance rates in Adelphi, Ohio?

There are a lot of reasons why auto insurance rates in Adelphi, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Adelphi, Ohio. Many local factors may affect your Adelphi auto insurance rates.

Adelphi Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Adelphi, Ohio commute length is 28.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Adelphi, Ohio Auto Insurance Quotes

Before you buy Adelphi, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Adelphi, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption