Best Cheap Auto Insurance in Adelphi, MD (2021)

The average Adelphi, MD auto insurance rates are $491 per month. The minimum auto insurance in Adelphi is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Adelphi, Maryland, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Adelphi is Nationwide
  • The average commute length in Adelphi is 35.3 minutes
  • The minimum auto insurance required in Adelphi, Maryland is 30/60/15

Adelphi, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Adelphi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Adelphi, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Adelphi to other Maryland cities, including Laurel auto insurance rates, College Park auto insurance rates, and Frederick auto insurance rates to see how Adelphi, Maryland auto insurance rates stack up.

Before you buy Adelphi, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Adelphi, Maryland auto insurance quotes.

Minimum Auto Insurance in Adelphi, Maryland

Adelphi, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Adelphi, Maryland.

Minimum Required Auto Insurance Coverage in Adelphi, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Adelphi, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Adelphi, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adelphi, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,994 $3,808 $3,829 $3,924 $11,959 $14,053 $3,565 $3,592
GEICO $3,062 $3,348 $3,486 $4,024 $9,105 $10,318 $2,611 $2,733
Liberty Mutual $9,100 $9,100 $8,998 $8,998 $17,550 $25,949 $9,100 $12,214
Nationwide $2,590 $2,597 $2,339 $2,409 $6,076 $7,998 $3,000 $3,229
Progressive $2,943 $2,631 $2,550 $2,615 $10,555 $11,488 $3,403 $3,277
State Farm $3,187 $3,187 $2,936 $2,936 $9,523 $12,137 $3,564 $3,997
USAA $2,732 $2,682 $2,558 $2,549 $6,103 $7,192 $3,147 $3,513

Cheap Adelphi, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Adelphi, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Adelphi, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Adelphi, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,959 $14,053
GEICO $9,105 $10,318
Liberty Mutual $17,550 $25,949
Nationwide $6,076 $7,998
Progressive $10,555 $11,488
State Farm $9,523 $12,137
USAA $6,103 $7,192

Cheap Adelphi, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Adelphi, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Adelphi, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,829 $3,924
GEICO $3,486 $4,024
Liberty Mutual $8,998 $8,998
Nationwide $2,339 $2,409
Progressive $2,550 $2,615
State Farm $2,936 $2,936
USAA $2,558 $2,549

Cheap Adelphi, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Adelphi, Maryland compared to the annual auto insurance rates with a clean record in Adelphi, Maryland.

Annual Adelphi, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,378 $7,193 $5,378 $6,414
GEICO $3,432 $5,345 $6,478 $4,088
Liberty Mutual $9,136 $11,977 $17,894 $11,499
Nationwide $3,322 $4,471 $3,556 $3,770
Progressive $4,202 $5,614 $5,068 $4,847
State Farm $4,643 $5,844 $5,123 $5,123
USAA $2,988 $3,674 $5,357 $3,220

Cheap Adelphi, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Adelphi, Maryland is not easy. Compare the annual rates for DUI auto insurance in Adelphi, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Adelphi, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,378
GEICO $6,478
Liberty Mutual $17,894
Nationwide $3,556
Progressive $5,068
State Farm $5,123
USAA $5,357

Cheap Adelphi, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Adelphi, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Adelphi, Maryland

Insurance Company Poor Fair Good
Allstate $7,902 $5,506 $4,864
GEICO $5,485 $4,539 $4,483
Liberty Mutual $17,998 $11,638 $8,243
Nationwide $4,850 $3,411 $3,078
Progressive $6,222 $4,674 $3,902
State Farm $7,584 $4,498 $3,468
USAA $5,093 $3,483 $2,853

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Cheap Adelphi, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Adelphi, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Adelphi, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Adelphi, Maryland

ZIP Code Average Annual Rates
20782 $4,984
20783 $5,137

Cheap Adelphi, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Adelphi, Maryland auto insurance. Find the cheapest annual Adelphi, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Adelphi, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,004 $6,178
GEICO $4,753 $4,919
Liberty Mutual $12,292 $12,961
Nationwide $3,780 $3,780
Progressive $4,933 $4,933
State Farm $5,044 $5,322
USAA $3,689 $3,930

Cheap Adelphi, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Adelphi, Maryland? Check out the comparison of annual Adelphi, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adelphi, Maryland

Insurance Company Low Medium High
Allstate $5,911 $6,042 $6,318
GEICO $4,645 $4,799 $5,062
Liberty Mutual $12,268 $12,597 $13,014
Nationwide $3,606 $3,790 $3,943
Progressive $4,671 $4,930 $5,198
State Farm $4,901 $5,199 $5,449
USAA $3,594 $3,822 $4,012

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Best By Category: Cheapest Auto Insurance in Adelphi, Maryland

Compare the cheapest auto insurance companies in Adelphi, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Adelphi, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Adelphi, Maryland Auto Insurance Companies

What auto insurance companies in Adelphi, Maryland are the cheapest? Compare the top Adelphi, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Adelphi, Maryland

Insurance Company Average Annual Rates
Allstate $6,091
GEICO $4,836
Liberty Mutual $12,626
Nationwide $3,780
Progressive $4,933
State Farm $5,183
USAA $3,810

What affects auto insurance rates in Adelphi, Maryland?

There are a lot of reasons why auto insurance rates in Adelphi, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Adelphi, Maryland. Many local factors may affect your Adelphi auto insurance rates.

Adelphi Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Adelphi, Maryland commute length is 35.3 minutes according to City-Data.

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Compare Adelphi, Maryland Auto Insurance Quotes

Before you buy Adelphi, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Adelphi, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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