Best Cheap Auto Insurance in Addyston, OH (2021)

The average Addyston, OH auto insurance rates are $263 per month. The minimum auto insurance in Addyston is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Addyston, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Addyston, Ohio is 25/50/25
  • The cheapest auto insurance company in Addyston is USAA
  • Average auto insurance rates in Addyston, OH for senior drivers are $1,610 per year

Addyston, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Addyston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Addyston, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Addyston to other Ohio cities, including Canton auto insurance rates, Dayton auto insurance rates, and Parma auto insurance rates to see how Addyston, Ohio auto insurance rates stack up.

Before you buy Addyston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Addyston, Ohio auto insurance quotes.

Minimum Auto Insurance in Addyston, Ohio

Addyston, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Addyston, Ohio.

Minimum Required Auto Insurance Coverage in Addyston, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Addyston, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Addyston, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Addyston, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,308 $2,288 $2,093 $2,237 $6,588 $7,534 $2,401 $2,549
American Family $1,036 $1,074 $962 $963 $3,488 $3,780 $1,294 $1,364
Farmers $2,168 $2,161 $1,907 $2,013 $9,767 $10,151 $2,438 $2,548
GEICO $1,496 $1,460 $1,411 $1,433 $4,123 $3,839 $1,663 $1,403
Liberty Mutual $2,133 $2,323 $1,639 $1,991 $11,535 $13,006 $2,259 $2,462
Nationwide $2,415 $2,424 $2,181 $2,192 $6,323 $8,134 $2,586 $3,006
Progressive $2,128 $1,987 $1,769 $1,833 $9,904 $11,152 $2,545 $2,641
State Farm $1,595 $1,595 $1,435 $1,435 $5,129 $6,420 $1,859 $2,144
Travelers $1,491 $1,512 $1,491 $1,482 $6,617 $10,466 $1,561 $1,764
USAA $906 $912 $871 $863 $2,900 $3,216 $1,211 $1,300

Cheap Addyston, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Addyston, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Addyston, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Addyston, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,588 $7,534
American Family $3,488 $3,780
Farmers $9,767 $10,151
GEICO $4,123 $3,839
Liberty Mutual $11,535 $13,006
Nationwide $6,323 $8,134
Progressive $9,904 $11,152
State Farm $5,129 $6,420
Travelers $6,617 $10,466
USAA $2,900 $3,216

Cheap Addyston, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Addyston, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Addyston, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,093 $2,237
American Family $962 $963
Farmers $1,907 $2,013
GEICO $1,411 $1,433
Liberty Mutual $1,639 $1,991
Nationwide $2,181 $2,192
Progressive $1,769 $1,833
State Farm $1,435 $1,435
Travelers $1,491 $1,482
USAA $871 $863

Cheap Addyston, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Addyston, Ohio compared to the annual auto insurance rates with a clean record in Addyston, Ohio.

Annual Addyston, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,918 $3,554 $4,205 $3,322
American Family $1,669 $1,770 $1,770 $1,770
Farmers $3,411 $4,402 $4,292 $4,471
GEICO $1,416 $2,062 $3,014 $1,921
Liberty Mutual $3,919 $5,040 $5,138 $4,578
Nationwide $2,933 $3,728 $4,728 $3,242
Progressive $3,650 $5,001 $3,891 $4,436
State Farm $2,452 $2,951 $2,701 $2,701
Travelers $2,420 $3,168 $4,787 $2,818
USAA $1,164 $1,569 $2,068 $1,290

Cheap Addyston, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Addyston, Ohio is not easy. Compare the annual rates for DUI auto insurance in Addyston, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Addyston, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,205
American Family $1,770
Farmers $4,292
GEICO $3,014
Liberty Mutual $5,138
Nationwide $4,728
Progressive $3,891
State Farm $2,701
Travelers $4,787
USAA $2,068

Cheap Addyston, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Addyston, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Addyston, Ohio

Insurance Company Poor Fair Good
Allstate $4,497 $3,279 $2,724
American Family $2,322 $1,578 $1,334
Farmers $4,687 $3,968 $3,777
GEICO $2,525 $2,103 $1,681
Liberty Mutual $6,674 $4,111 $3,220
Nationwide $4,420 $3,555 $2,998
Progressive $4,737 $4,126 $3,871
State Farm $3,851 $2,379 $1,875
Travelers $3,681 $3,211 $3,002
USAA $1,970 $1,401 $1,196

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Cheap Addyston, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Addyston, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Addyston, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Addyston, Ohio

ZIP Code Average Annual Rates
45001 $3,044

Cheap Addyston, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Addyston, Ohio auto insurance. Find the cheapest annual Addyston, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Addyston, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,500 $3,500
American Family $1,723 $1,767
Farmers $4,144 $4,144
GEICO $2,069 $2,138
Liberty Mutual $4,668 $4,668
Nationwide $3,658 $3,658
Progressive $4,245 $4,245
State Farm $2,635 $2,768
Travelers $3,298 $3,298
USAA $1,466 $1,579

Cheap Addyston, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Addyston, Ohio? Check out the comparison of annual Addyston, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Addyston, Ohio

Insurance Company Low Medium High
Allstate $3,368 $3,492 $3,639
American Family $1,711 $1,759 $1,765
Farmers $3,926 $4,082 $4,424
GEICO $2,037 $2,095 $2,179
Liberty Mutual $4,497 $4,691 $4,818
Nationwide $4,044 $3,545 $3,384
Progressive $4,068 $4,208 $4,458
State Farm $2,570 $2,710 $2,824
Travelers $3,208 $3,341 $3,345
USAA $1,450 $1,521 $1,596

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Best By Category: Cheapest Auto Insurance in Addyston, Ohio

Compare the cheapest auto insurance companies in Addyston, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Addyston, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Addyston, Ohio Auto Insurance Companies

What auto insurance companies in Addyston, Ohio are the cheapest? Compare the top Addyston, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Addyston, Ohio

Insurance Company Average Annual Rates
Allstate $3,500
American Family $1,745
Farmers $4,144
GEICO $2,103
Liberty Mutual $4,668
Nationwide $3,658
Progressive $4,245
State Farm $2,701
Travelers $3,298
USAA $1,523

What affects auto insurance rates in Addyston, Ohio?

There are a lot of reasons why auto insurance rates in Addyston, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Addyston, Ohio. Many local factors may affect your Addyston auto insurance rates.

Addyston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Addyston, Ohio commute length is 28.1 minutes according to City-Data.

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Compare Addyston, Ohio Auto Insurance Quotes

Before you buy Addyston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Addyston, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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