Best Cheap Auto Insurance in Adamsville, AL (2021)

The average Adamsville, AL auto insurance rates are $344 per month. The minimum auto insurance in Adamsville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Adamsville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Adamsville is 31.1 minutes
  • Average auto insurance rates in Adamsville, AL for senior drivers are $2,165 per year
  • The minimum auto insurance required in Adamsville, Alabama is 25/50/25

Adamsville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Adamsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Adamsville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Adamsville to other Alabama cities, including Decatur auto insurance rates, Montgomery auto insurance rates, and Auburn auto insurance rates to see how Adamsville, Alabama auto insurance rates stack up.

Before you buy Adamsville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Adamsville, Alabama auto insurance quotes.

Minimum Auto Insurance in Adamsville, Alabama

Adamsville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Adamsville, Alabama.

Minimum Required Auto Insurance Coverage in Adamsville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Adamsville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Adamsville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adamsville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,152 $2,046 $1,957 $1,993 $7,598 $8,160 $2,391 $2,438
Farmers $2,641 $2,619 $2,357 $2,511 $10,396 $10,690 $3,000 $3,108
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,227 $3,484 $2,636 $2,949 $12,097 $13,452 $3,438 $3,662
Nationwide $1,848 $1,870 $1,683 $1,741 $4,965 $6,389 $2,056 $2,299
Progressive $2,830 $2,648 $2,320 $2,487 $11,638 $12,963 $3,308 $3,503
State Farm $3,544 $3,544 $3,226 $3,226 $11,068 $13,836 $4,013 $4,643
Travelers $1,571 $1,593 $1,482 $1,474 $8,624 $13,558 $1,486 $1,690
USAA $1,347 $1,365 $1,257 $1,228 $4,056 $4,495 $1,758 $1,894

Cheap Adamsville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Adamsville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Adamsville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Adamsville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,598 $8,160
Farmers $10,396 $10,690
GEICO $6,182 $6,096
Liberty Mutual $12,097 $13,452
Nationwide $4,965 $6,389
Progressive $11,638 $12,963
State Farm $11,068 $13,836
Travelers $8,624 $13,558
USAA $4,056 $4,495

Cheap Adamsville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Adamsville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Adamsville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,993
Farmers $2,357 $2,511
GEICO $2,178 $2,261
Liberty Mutual $2,636 $2,949
Nationwide $1,683 $1,741
Progressive $2,320 $2,487
State Farm $3,226 $3,226
Travelers $1,482 $1,474
USAA $1,257 $1,228

Cheap Adamsville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Adamsville, Alabama compared to the annual auto insurance rates with a clean record in Adamsville, Alabama.

Annual Adamsville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,596 $4,279 $3,448
Farmers $3,921 $5,084 $4,960 $4,696
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,400 $6,144 $5,993 $5,936
Nationwide $2,497 $2,497 $3,641 $2,789
Progressive $4,709 $5,925 $5,048 $5,167
State Farm $5,291 $6,616 $5,821 $5,821
Travelers $3,273 $3,433 $5,048 $3,985
USAA $1,672 $2,101 $3,119 $1,808

Cheap Adamsville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Adamsville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Adamsville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Adamsville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,279
Farmers $4,960
GEICO $4,396
Liberty Mutual $5,993
Nationwide $3,641
Progressive $5,048
State Farm $5,821
Travelers $5,048
USAA $3,119

Cheap Adamsville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Adamsville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Adamsville, Alabama

Insurance Company Poor Fair Good
Allstate $4,432 $3,490 $2,854
Farmers $5,226 $4,503 $4,266
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,041 $4,940 $3,873
Nationwide $3,447 $2,690 $2,433
Progressive $5,880 $5,044 $4,712
State Farm $9,557 $4,829 $3,276
Travelers $4,287 $3,723 $3,795
USAA $2,925 $1,902 $1,698

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Cheap Adamsville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Adamsville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Adamsville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Adamsville, Alabama

ZIP Code Average Annual Rates
35005 $4,241

Cheap Adamsville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Adamsville, Alabama auto insurance. Find the cheapest annual Adamsville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Adamsville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,592 $3,592
Farmers $4,665 $4,665
GEICO $3,191 $3,305
Liberty Mutual $5,618 $5,618
Nationwide $2,856 $2,856
Progressive $5,212 $5,212
State Farm $5,744 $6,031
Travelers $3,935 $3,935
USAA $2,076 $2,275

Cheap Adamsville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Adamsville, Alabama? Check out the comparison of annual Adamsville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adamsville, Alabama

Insurance Company Low Medium High
Allstate $3,446 $3,584 $3,745
Farmers $4,390 $4,601 $5,005
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,364 $5,592 $5,899
Nationwide $2,842 $2,832 $2,895
Progressive $4,687 $5,180 $5,769
State Farm $5,554 $5,882 $6,226
Travelers $3,746 $4,013 $4,046
USAA $2,099 $2,164 $2,262

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Best By Category: Cheapest Auto Insurance in Adamsville, Alabama

Compare the cheapest auto insurance companies in Adamsville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Adamsville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Adamsville, Alabama Auto Insurance Companies

What auto insurance companies in Adamsville, Alabama are the cheapest? Compare the top Adamsville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Adamsville, Alabama

Insurance Company Average Annual Rates
Allstate $3,592
Farmers $4,665
GEICO $3,248
Liberty Mutual $5,618
Nationwide $2,856
Progressive $5,212
State Farm $5,887
Travelers $3,935
USAA $2,175

What affects auto insurance rates in Adamsville, Alabama?

There are a lot of reasons why auto insurance rates in Adamsville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Adamsville, Alabama. Many local factors may affect your Adamsville auto insurance rates.

Adamsville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Adamsville, Alabama auto theft statistics, there have been 17 auto thefts in the city.

Adamsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Adamsville, Alabama commute length is 31.1 minutes according to City-Data.

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Compare Adamsville, Alabama Auto Insurance Quotes

Before you buy Adamsville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Adamsville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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