Best Cheap Auto Insurance in Adams, MN (2021)

The average Adams, MN auto insurance rates are $350 per month. The minimum auto insurance in Adams is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Adams, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Adams for teen drivers is Liberty Mutual
  • The average commute length in Adams is 21.8 minutes
  • The minimum auto insurance required in Adams, Minnesota is 30/60/10

Adams, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Adams can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Adams, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Adams to other Minnesota cities, including St. Paul auto insurance rates, Rochester auto insurance rates, and Woodbury auto insurance rates to see how Adams, Minnesota auto insurance rates stack up.

Before you buy Adams, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Adams, Minnesota auto insurance quotes.

Minimum Auto Insurance in Adams, Minnesota

Adams, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Adams, Minnesota.

Minimum Required Auto Insurance Coverage in Adams, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Adams, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Adams, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adams, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,796 $2,687 $2,687 $6,432 $9,353 $3,403 $3,578
American Family $2,051 $2,051 $1,859 $1,859 $5,546 $8,054 $2,051 $2,314
Farmers $1,939 $1,938 $1,862 $1,974 $5,633 $5,704 $2,549 $2,517
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,786 $1,791 $1,593 $1,687 $4,515 $5,469 $2,092 $2,170
State Farm $1,422 $1,422 $1,269 $1,269 $3,095 $3,818 $1,652 $1,358
USAA $1,674 $1,657 $1,526 $1,524 $4,377 $4,780 $2,174 $2,308

Cheap Adams, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Adams, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Adams, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Adams, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,432 $9,353
American Family $5,546 $8,054
Farmers $5,633 $5,704
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,515 $5,469
State Farm $3,095 $3,818
USAA $4,377 $4,780

Cheap Adams, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Adams, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Adams, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,687 $2,687
American Family $1,859 $1,859
Farmers $1,862 $1,974
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,593 $1,687
State Farm $1,269 $1,269
USAA $1,526 $1,524

Cheap Adams, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Adams, Minnesota compared to the annual auto insurance rates with a clean record in Adams, Minnesota.

Annual Adams, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $4,441 $5,363 $4,010
American Family $2,156 $3,942 $4,350 $2,444
Farmers $2,583 $3,248 $3,288 $2,939
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,097 $2,778 $3,194 $2,483
State Farm $1,757 $2,070 $1,913 $1,913
USAA $1,865 $2,369 $3,557 $2,220

Cheap Adams, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Adams, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Adams, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Adams, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,363
American Family $4,350
Farmers $3,288
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,194
State Farm $1,913
USAA $3,557

Cheap Adams, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Adams, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Adams, Minnesota

Insurance Company Poor Fair Good
Allstate $6,184 $3,355 $3,111
American Family $4,384 $2,925 $2,360
Farmers $3,746 $2,738 $2,560
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,137 $2,531 $2,246
State Farm $2,789 $1,706 $1,245
USAA $3,917 $1,921 $1,670

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Cheap Adams, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Adams, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Adams, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Adams, Minnesota

ZIP Code Average Annual Rates
55909 $3,204

Cheap Adams, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Adams, Minnesota auto insurance. Find the cheapest annual Adams, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Adams, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $3,185 $3,261
Farmers $3,015 $3,015
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,638 $2,638
State Farm $1,862 $1,964
USAA $2,470 $2,536

Cheap Adams, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Adams, Minnesota? Check out the comparison of annual Adams, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adams, Minnesota

Insurance Company Low Medium High
Allstate $4,164 $4,213 $4,273
American Family $3,211 $3,311 $3,147
Farmers $2,907 $3,027 $3,110
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,495 $2,656 $2,763
State Farm $1,839 $1,919 $1,981
USAA $2,433 $2,500 $2,575

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Best By Category: Cheapest Auto Insurance in Adams, Minnesota

Compare the cheapest auto insurance companies in Adams, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Adams, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Adams, Minnesota Auto Insurance Companies

What auto insurance companies in Adams, Minnesota are the cheapest? Compare the top Adams, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Adams, Minnesota

Insurance Company Average Annual Rates
Allstate $4,217
American Family $3,223
Farmers $3,015
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,638
State Farm $1,913
USAA $2,503

What affects auto insurance rates in Adams, Minnesota?

There are a lot of reasons why auto insurance rates in Adams, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Adams, Minnesota. Many local factors may affect your Adams auto insurance rates.

Adams Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Adams, Minnesota commute length is 21.8 minutes according to City-Data.

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Compare Adams, Minnesota Auto Insurance Quotes

Before you buy Adams, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Adams, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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