Best Cheap Auto Insurance in Adairville, KY (2021)

The average Adairville, KY auto insurance rates are $330 per month. The minimum auto insurance in Adairville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Adairville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Adairville, KY for senior drivers are $2,227 per year
  • The cheapest auto insurance company in Adairville is USAA
  • The average commute length in Adairville is 38.5 minutes

Adairville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Adairville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Adairville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Adairville to other Kentucky cities, including Owensboro auto insurance rates, Richmond auto insurance rates, and Covington auto insurance rates to see how Adairville, Kentucky auto insurance rates stack up.

Before you buy Adairville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Adairville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Adairville, Kentucky

Adairville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Adairville, Kentucky.

Minimum Required Auto Insurance Coverage in Adairville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Adairville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Adairville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Adairville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,911 $2,882 $2,628 $2,799 $10,602 $11,910 $3,231 $3,420
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,416 $2,617 $2,057 $2,296 $9,797 $10,837 $2,528 $2,634
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,657 $1,574 $1,493 $1,496 $8,114 $9,195 $2,051 $2,097
State Farm $1,676 $1,676 $1,496 $1,496 $4,990 $6,326 $1,871 $2,090
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,739 $1,748 $1,567 $1,601 $4,537 $4,791 $2,197 $2,410

Cheap Adairville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Adairville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Adairville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Adairville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,602 $11,910
GEICO $6,851 $8,131
Liberty Mutual $9,797 $10,837
Nationwide $6,819 $8,506
Progressive $8,114 $9,195
State Farm $4,990 $6,326
Travelers $10,289 $16,460
USAA $4,537 $4,791

Cheap Adairville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Adairville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Adairville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,799
GEICO $3,510 $3,179
Liberty Mutual $2,057 $2,296
Nationwide $2,800 $2,930
Progressive $1,493 $1,496
State Farm $1,496 $1,496
Travelers $2,135 $2,140
USAA $1,567 $1,601

Cheap Adairville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Adairville, Kentucky compared to the annual auto insurance rates with a clean record in Adairville, Kentucky.

Annual Adairville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,197 $5,457 $5,812 $4,725
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,675 $5,629 $4,386 $3,901
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $2,864 $4,236 $3,263 $3,475
State Farm $2,471 $2,934 $2,703 $2,703
Travelers $4,399 $4,527 $6,527 $4,718
USAA $1,945 $2,746 $3,266 $2,338

Cheap Adairville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Adairville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Adairville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Adairville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,812
GEICO $6,731
Liberty Mutual $4,386
Nationwide $5,612
Progressive $3,263
State Farm $2,703
Travelers $6,527
USAA $3,266

Cheap Adairville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Adairville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Adairville, Kentucky

Insurance Company Poor Fair Good
Allstate $6,673 $4,617 $3,854
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,277 $3,862 $3,054
Nationwide $5,239 $4,104 $3,569
Progressive $3,855 $3,374 $3,150
State Farm $3,911 $2,359 $1,838
Travelers $5,628 $4,760 $4,740
USAA $3,834 $2,142 $1,745

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Cheap Adairville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Adairville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Adairville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Adairville, Kentucky

ZIP Code Average Annual Rates
42202 $3,539

Cheap Adairville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Adairville, Kentucky auto insurance. Find the cheapest annual Adairville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Adairville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,048 $5,048
GEICO $4,119 $4,197
Liberty Mutual $4,398 $4,398
Nationwide $4,304 $4,304
Progressive $3,460 $3,460
State Farm $2,636 $2,770
Travelers $5,043 $5,043
USAA $2,478 $2,670

Cheap Adairville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Adairville, Kentucky? Check out the comparison of annual Adairville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Adairville, Kentucky

Insurance Company Low Medium High
Allstate $4,730 $5,030 $5,383
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,197 $4,371 $4,625
Nationwide $4,380 $4,252 $4,281
Progressive $3,186 $3,413 $3,780
State Farm $2,545 $2,702 $2,861
Travelers $4,803 $5,068 $5,257
USAA $2,460 $2,568 $2,693

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Best By Category: Cheapest Auto Insurance in Adairville, Kentucky

Compare the cheapest auto insurance companies in Adairville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Adairville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Adairville, Kentucky Auto Insurance Companies

What auto insurance companies in Adairville, Kentucky are the cheapest? Compare the top Adairville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Adairville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,048
GEICO $4,158
Liberty Mutual $4,398
Nationwide $4,304
Progressive $3,460
State Farm $2,703
Travelers $5,043
USAA $2,574

What affects auto insurance rates in Adairville, Kentucky?

There are a lot of reasons why auto insurance rates in Adairville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Adairville, Kentucky. Many local factors may affect your Adairville auto insurance rates.

Adairville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Adairville, Kentucky commute length is 38.5 minutes according to City-Data.

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Compare Adairville, Kentucky Auto Insurance Quotes

Before you buy Adairville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Adairville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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