Best Cheap Auto Insurance in Acra, NY (2021)

The average Acra, NY auto insurance rates are $324 per month. The minimum auto insurance in Acra is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Acra, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Acra, NY for senior drivers are $2,387 per year
  • The most expensive auto insurance company in Acra for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Acra, New York is 25/50/10

Acra, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Acra can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Acra, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Acra to other New York cities, including Rochester auto insurance rates, Syracuse auto insurance rates, and Utica auto insurance rates to see how Acra, New York auto insurance rates stack up.

Before you buy Acra, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Acra, New York auto insurance quotes.

Minimum Auto Insurance in Acra, New York

Acra, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Acra, New York.

Minimum Required Auto Insurance Coverage in Acra, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Acra, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Acra, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Acra, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,010 $2,859 $2,845 $2,915 $9,196 $9,940 $2,998 $3,036
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $2,890 $2,890 $2,519 $2,519 $8,543 $11,009 $3,179 $3,365
Travelers $2,825 $2,852 $2,576 $2,763 $6,572 $7,825 $2,995 $3,122
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Cheap Acra, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Acra, New York is a challenge. Take a look at the annual teen auto insurance rates in Acra, New York.

Annual Auto Insurance Rates for Teen Drivers in Acra, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,196 $9,940
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,336 $6,474
Progressive $6,883 $7,641
State Farm $8,543 $11,009
Travelers $6,572 $7,825
USAA $6,993 $8,362

Cheap Acra, New York Auto Insurance for Seniors

What are senior auto insurance rates in Acra, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Acra, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $2,915
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,295 $2,295
Progressive $1,641 $1,668
State Farm $2,519 $2,519
Travelers $2,576 $2,763
USAA $1,576 $1,583

Cheap Acra, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Acra, New York compared to the annual auto insurance rates with a clean record in Acra, New York.

Annual Acra, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $3,865 $5,741 $4,929
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,394 $4,394 $4,834 $4,834
Travelers $3,373 $4,206 $4,267 $3,919
USAA $2,972 $3,020 $4,343 $3,020

Cheap Acra, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Acra, New York is not easy. Compare the annual rates for DUI auto insurance in Acra, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Acra, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,741
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,473
Progressive $3,630
State Farm $4,834
Travelers $4,267
USAA $4,343

Cheap Acra, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Acra, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Acra, New York

Insurance Company Poor Fair Good
Allstate $6,614 $3,860 $3,326
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,226 $3,226 $3,226
Progressive $5,368 $2,747 $2,003
State Farm $6,519 $4,084 $3,239
Travelers $5,449 $3,416 $2,958
USAA $5,185 $2,565 $2,265

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Cheap Acra, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Acra, New York can vary. Compare the annual cost of auto insurance by ZIP code in Acra, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Acra, New York

ZIP Code Average Annual Rates
12405 $3,931

Cheap Acra, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Acra, New York auto insurance. Find the cheapest annual Acra, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Acra, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,536 $4,663
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,226 $3,226
Progressive $3,373 $3,373
State Farm $4,452 $4,776
Travelers $3,941 $3,941
USAA $3,305 $3,372

Cheap Acra, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Acra, New York? Check out the comparison of annual Acra, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Acra, New York

Insurance Company Low Medium High
Allstate $4,225 $4,576 $4,998
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,031 $3,200 $3,448
Progressive $3,192 $3,352 $3,574
State Farm $4,392 $4,640 $4,810
Travelers $3,729 $3,896 $4,198
USAA $3,250 $3,324 $3,442

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Best By Category: Cheapest Auto Insurance in Acra, New York

Compare the cheapest auto insurance companies in Acra, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Acra, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Acra, New York Auto Insurance Companies

What auto insurance companies in Acra, New York are the cheapest? Compare the top Acra, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Acra, New York

Insurance Company Average Annual Rates
Allstate $4,600
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,226
Progressive $3,373
State Farm $4,614
Travelers $3,941
USAA $3,339

Compare Acra, New York Auto Insurance Quotes

Before you buy Acra, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Acra, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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