Best Cheap Auto Insurance in Ackley, IA (2021)

The average Ackley, IA auto insurance rates are $234 per month. The minimum auto insurance in Ackley is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Ackley, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Ackley for teen drivers is Travelers
  • The cheapest auto insurance company in Ackley is USAA
  • Average auto insurance rates in Ackley, IA for senior drivers are $1,565 per year

Ackley, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Ackley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ackley, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Ackley to other Iowa cities, including Cedar Rapids auto insurance rates, Ames auto insurance rates, and West Des Moines auto insurance rates to see how Ackley, Iowa auto insurance rates stack up.

Before you buy Ackley, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ackley, Iowa auto insurance quotes.

Minimum Auto Insurance in Ackley, Iowa

Ackley, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ackley, Iowa.

Minimum Required Auto Insurance Coverage in Ackley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Ackley, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ackley, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ackley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,884 $1,884 $1,686 $1,686 $5,028 $7,049 $1,884 $2,268
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,586 $1,532 $1,308 $1,355 $3,795 $4,287 $1,907 $2,057
State Farm $1,408 $1,408 $1,234 $1,234 $3,783 $4,796 $1,582 $1,804
Travelers $2,110 $2,154 $2,049 $2,057 $9,378 $14,960 $2,198 $2,590
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Cheap Ackley, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ackley, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Ackley, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Ackley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,028 $7,049
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,795 $4,287
State Farm $3,783 $4,796
Travelers $9,378 $14,960
USAA $3,136 $3,336

Cheap Ackley, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Ackley, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ackley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,686 $1,686
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,308 $1,355
State Farm $1,234 $1,234
Travelers $2,049 $2,057
USAA $1,081 $1,106

Cheap Ackley, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ackley, Iowa compared to the annual auto insurance rates with a clean record in Ackley, Iowa.

Annual Ackley, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,108 $3,092 $4,006 $2,478
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,795 $2,925 $1,947 $2,246
State Farm $1,998 $2,314 $2,156 $2,156
Travelers $3,423 $4,560 $6,093 $4,672
USAA $1,341 $1,794 $2,333 $1,538

Cheap Ackley, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ackley, Iowa is not easy. Compare the annual rates for DUI auto insurance in Ackley, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Ackley, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $4,006
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,947
State Farm $2,156
Travelers $6,093
USAA $2,333

Cheap Ackley, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ackley, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ackley, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,724 $2,737 $2,301
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,640 $2,125 $1,920
State Farm $3,070 $1,900 $1,498
Travelers $5,267 $4,502 $4,292
USAA $2,305 $1,581 $1,369

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Cheap Ackley, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ackley, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Ackley, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ackley, Iowa

ZIP Code Average Annual Rates
50601 $2,356

Cheap Ackley, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Ackley, Iowa auto insurance. Find the cheapest annual Ackley, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ackley, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,887 $2,955
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,228 $2,228
State Farm $2,105 $2,207
Travelers $4,687 $4,687
USAA $1,688 $1,815

Cheap Ackley, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ackley, Iowa? Check out the comparison of annual Ackley, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ackley, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,933 $3,084 $2,747
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,101 $2,235 $2,348
State Farm $2,058 $2,167 $2,243
Travelers $4,412 $4,758 $4,892
USAA $1,662 $1,757 $1,836

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Best By Category: Cheapest Auto Insurance in Ackley, Iowa

Compare the cheapest auto insurance companies in Ackley, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ackley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Ackley, Iowa Auto Insurance Companies

What auto insurance companies in Ackley, Iowa are the cheapest? Compare the top Ackley, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ackley, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,921
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,228
State Farm $2,156
Travelers $4,687
USAA $1,752

What affects auto insurance rates in Ackley, Iowa?

There are a lot of reasons why auto insurance rates in Ackley, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ackley, Iowa. Many local factors may affect your Ackley auto insurance rates.

Ackley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ackley, Iowa commute length is 19.1 minutes according to City-Data.

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Compare Ackley, Iowa Auto Insurance Quotes

Before you buy Ackley, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ackley, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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