Best Cheap Auto Insurance in Accord, NY (2021)

The average Accord, NY auto insurance rates are $355 per month. The minimum auto insurance in Accord is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Accord, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Accord, NY for senior drivers are $2,622 per year
  • The cheapest auto insurance company in Accord is GEICO
  • The most expensive auto insurance company in Accord for teen drivers is Liberty Mutual

Accord, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Accord can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Accord, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Accord to other New York cities, including Mount Vernon auto insurance rates, Albany auto insurance rates, and Utica auto insurance rates to see how Accord, New York auto insurance rates stack up.

Before you buy Accord, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Accord, New York auto insurance quotes.

Minimum Auto Insurance in Accord, New York

Accord, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Accord, New York.

Minimum Required Auto Insurance Coverage in Accord, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Accord, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Accord, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Accord, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $1,651 $1,589 $1,604 $1,581 $3,490 $5,114 $1,488 $1,525
Liberty Mutual $5,059 $5,059 $4,709 $4,709 $9,903 $16,091 $5,059 $5,374
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,125 $1,978 $1,695 $1,723 $7,059 $7,815 $2,720 $2,624
State Farm $2,838 $2,838 $2,475 $2,475 $8,376 $10,772 $3,124 $3,293
Travelers $2,860 $2,889 $2,606 $2,796 $6,626 $7,885 $3,033 $3,163
USAA $1,946 $1,912 $1,762 $1,764 $7,904 $9,418 $2,495 $2,757

Cheap Accord, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Accord, New York is a challenge. Take a look at the annual teen auto insurance rates in Accord, New York.

Annual Auto Insurance Rates for Teen Drivers in Accord, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $3,490 $5,114
Liberty Mutual $9,903 $16,091
Nationwide $4,892 $7,325
Progressive $7,059 $7,815
State Farm $8,376 $10,772
Travelers $6,626 $7,885
USAA $7,904 $9,418

Cheap Accord, New York Auto Insurance for Seniors

What are senior auto insurance rates in Accord, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Accord, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $1,604 $1,581
Liberty Mutual $4,709 $4,709
Nationwide $2,555 $2,555
Progressive $1,695 $1,723
State Farm $2,475 $2,475
Travelers $2,606 $2,796
USAA $1,762 $1,764

Cheap Accord, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Accord, New York compared to the annual auto insurance rates with a clean record in Accord, New York.

Annual Accord, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $1,764 $1,923 $3,570 $1,764
Liberty Mutual $5,571 $5,571 $11,268 $5,571
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,372 $3,372 $3,733 $3,393
State Farm $4,308 $4,308 $4,740 $4,740
Travelers $3,411 $4,248 $4,310 $3,960
USAA $3,330 $3,385 $4,879 $3,385

Cheap Accord, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Accord, New York is not easy. Compare the annual rates for DUI auto insurance in Accord, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Accord, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,782
GEICO $3,570
Liberty Mutual $11,268
Nationwide $6,165
Progressive $3,733
State Farm $4,740
Travelers $4,310
USAA $4,879

Cheap Accord, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Accord, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Accord, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $2,826 $2,076 $1,863
Liberty Mutual $9,802 $6,399 $4,785
Nationwide $3,618 $3,618 $3,618
Progressive $5,547 $2,811 $2,044
State Farm $6,391 $4,004 $3,176
Travelers $5,502 $3,452 $2,993
USAA $5,785 $2,894 $2,555

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Cheap Accord, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Accord, New York can vary. Compare the annual cost of auto insurance by ZIP code in Accord, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Accord, New York

ZIP Code Average Annual Rates
12404 $4,294

Cheap Accord, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Accord, New York auto insurance. Find the cheapest annual Accord, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Accord, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,378 $5,532
GEICO $2,189 $2,321
Liberty Mutual $6,799 $7,192
Nationwide $3,618 $3,618
Progressive $3,467 $3,467
State Farm $4,363 $4,685
Travelers $3,982 $3,982
USAA $3,707 $3,782

Cheap Accord, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Accord, New York? Check out the comparison of annual Accord, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Accord, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $2,136 $2,248 $2,381
Liberty Mutual $6,669 $6,973 $7,344
Nationwide $3,399 $3,587 $3,866
Progressive $3,288 $3,447 $3,667
State Farm $4,305 $4,549 $4,717
Travelers $3,771 $3,938 $4,238
USAA $3,630 $3,725 $3,879

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Best By Category: Cheapest Auto Insurance in Accord, New York

Compare the cheapest auto insurance companies in Accord, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Accord, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Accord, New York Auto Insurance Companies

What auto insurance companies in Accord, New York are the cheapest? Compare the top Accord, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Accord, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $2,255
Liberty Mutual $6,995
Nationwide $3,618
Progressive $3,467
State Farm $4,524
Travelers $3,982
USAA $3,745

What affects auto insurance rates in Accord, New York?

There are a lot of reasons why auto insurance rates in Accord, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Accord, New York. Many local factors may affect your Accord auto insurance rates.

Accord Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Accord, New York commute length is 39.5 minutes according to City-Data.

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Compare Accord, New York Auto Insurance Quotes

Before you buy Accord, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Accord, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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