Best Cheap Auto Insurance in Aberdeen, SD (2021)

The average Aberdeen, SD auto insurance rates are $304 per month. The minimum auto insurance in Aberdeen is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Aberdeen, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Aberdeen, South Dakota is 25/50/25
  • Average auto insurance rates in Aberdeen, SD for senior drivers are $1,980 per year
  • The most expensive auto insurance company in Aberdeen for teen drivers is Liberty Mutual

Aberdeen, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Aberdeen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aberdeen, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Aberdeen to other South Dakota cities, including Mitchell auto insurance rates, Water auto insurance rates, and Brookings auto insurance rates to see how Aberdeen, South Dakota auto insurance rates stack up.

Before you buy Aberdeen, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aberdeen, South Dakota auto insurance quotes.

Minimum Auto Insurance in Aberdeen, South Dakota

Aberdeen, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aberdeen, South Dakota.

Minimum Required Auto Insurance Coverage in Aberdeen, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Aberdeen, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Aberdeen, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aberdeen, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,531 $2,186 $2,339 $10,236 $12,228 $2,804 $3,066
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,763 $1,766 $1,550 $1,615 $8,037 $8,355 $1,973 $2,101
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,730 $4,048 $2,943 $3,576 $14,914 $16,736 $3,908 $4,339
Nationwide $1,665 $1,704 $1,493 $1,587 $3,713 $4,767 $1,879 $2,036
Progressive $1,722 $1,681 $1,421 $1,471 $6,640 $7,525 $2,155 $2,258
State Farm $1,370 $1,370 $1,193 $1,193 $3,541 $4,523 $1,537 $1,733

Cheap Aberdeen, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Aberdeen, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Aberdeen, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Aberdeen, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,228
American Family $6,026 $8,854
Farmers $8,037 $8,355
GEICO $4,398 $5,174
Liberty Mutual $14,914 $16,736
Nationwide $3,713 $4,767
Progressive $6,640 $7,525
State Farm $3,541 $4,523

Cheap Aberdeen, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Aberdeen, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Aberdeen, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,186 $2,339
American Family $2,598 $2,598
Farmers $1,550 $1,615
GEICO $2,041 $1,881
Liberty Mutual $2,943 $3,576
Nationwide $1,493 $1,587
Progressive $1,421 $1,471
State Farm $1,193 $1,193

Cheap Aberdeen, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aberdeen, South Dakota compared to the annual auto insurance rates with a clean record in Aberdeen, South Dakota.

Annual Aberdeen, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,920 $4,560 $6,063 $4,390
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,892 $3,661 $3,571 $3,457
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,704 $7,102 $7,358 $6,932
Nationwide $1,721 $2,363 $3,352 $1,986
Progressive $2,675 $3,661 $2,884 $3,216
State Farm $1,916 $2,199 $2,058 $2,058

Cheap Aberdeen, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Aberdeen, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Aberdeen, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Aberdeen, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,063
American Family $5,591
Farmers $3,571
GEICO $4,443
Liberty Mutual $7,358
Nationwide $3,352
Progressive $2,884
State Farm $2,058

Cheap Aberdeen, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Aberdeen, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Aberdeen, South Dakota

Insurance Company Poor Fair Good
Allstate $5,773 $4,511 $3,916
American Family $5,228 $3,769 $3,193
Farmers $3,833 $3,244 $3,109
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,783 $5,908 $4,632
Nationwide $2,839 $2,252 $1,976
Progressive $3,560 $2,993 $2,775
State Farm $2,994 $1,791 $1,388

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Cheap Aberdeen, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Aberdeen, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Aberdeen, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Aberdeen, South Dakota

ZIP Code Average Annual Rates
57401 $3,813

Cheap Aberdeen, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Aberdeen, South Dakota auto insurance. Find the cheapest annual Aberdeen, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Aberdeen, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,618 $4,849
American Family $4,013 $4,113
Farmers $3,395 $3,395
GEICO $2,631 $2,696
Liberty Mutual $6,774 $6,774
Nationwide $2,355 $2,355
Progressive $3,109 $3,109
State Farm $2,007 $2,108

Cheap Aberdeen, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Aberdeen, South Dakota? Check out the comparison of annual Aberdeen, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aberdeen, South Dakota

Insurance Company Low Medium High
Allstate $4,581 $4,724 $4,895
American Family $4,106 $4,185 $3,899
Farmers $3,243 $3,357 $3,586
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,651 $6,768 $6,904
Nationwide $2,208 $2,344 $2,514
Progressive $3,018 $3,079 $3,230
State Farm $1,980 $2,059 $2,133

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Best By Category: Cheapest Auto Insurance in Aberdeen, South Dakota

Compare the cheapest auto insurance companies in Aberdeen, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Aberdeen, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Aberdeen, South Dakota Auto Insurance Companies

What auto insurance companies in Aberdeen, South Dakota are the cheapest? Compare the top Aberdeen, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Aberdeen, South Dakota

Insurance Company Average Annual Rates
Allstate $4,733
American Family $4,063
Farmers $3,395
GEICO $2,664
Liberty Mutual $6,774
Nationwide $2,355
Progressive $3,109
State Farm $2,058

What affects auto insurance rates in Aberdeen, South Dakota?

There are a lot of reasons why auto insurance rates in Aberdeen, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aberdeen, South Dakota. Many local factors may affect your Aberdeen auto insurance rates.

Aberdeen Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Aberdeen, South Dakota auto theft statistics, there have been 35 auto thefts in the city.

Aberdeen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aberdeen, South Dakota commute length is 10.9 minutes according to City-Data.

Aberdeen Traffic

How does Aberdeen, South Dakota rank for traffic? According to Inrix Aberdeen, South Dakota is the 278th most congested worldwide.

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Compare Aberdeen, South Dakota Auto Insurance Quotes

Before you buy Aberdeen, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aberdeen, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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