Best Cheap Auto Insurance in Aberdeen, OH (2021)

The average Aberdeen, OH auto insurance rates are $242 per month. The minimum auto insurance in Aberdeen is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Aberdeen, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Aberdeen for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Aberdeen, Ohio is 25/50/25
  • The average commute length in Aberdeen is 26.2 minutes

Aberdeen, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Aberdeen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aberdeen, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Aberdeen to other Ohio cities, including Cleveland auto insurance rates, Dayton auto insurance rates, and Columbus auto insurance rates to see how Aberdeen, Ohio auto insurance rates stack up.

Before you buy Aberdeen, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aberdeen, Ohio auto insurance quotes.

Minimum Auto Insurance in Aberdeen, Ohio

Aberdeen, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aberdeen, Ohio.

Minimum Required Auto Insurance Coverage in Aberdeen, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Aberdeen, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Aberdeen, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aberdeen, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,142 $1,918 $2,054 $5,763 $6,583 $2,264 $2,431
American Family $980 $1,020 $883 $890 $2,834 $3,092 $1,203 $1,271
Farmers $1,896 $1,891 $1,671 $1,756 $8,116 $8,422 $2,129 $2,240
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,896 $1,800 $1,573 $1,623 $8,156 $9,207 $2,278 $2,351
State Farm $1,583 $1,583 $1,399 $1,399 $4,656 $5,876 $1,829 $2,087
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Cheap Aberdeen, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Aberdeen, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Aberdeen, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Aberdeen, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,763 $6,583
American Family $2,834 $3,092
Farmers $8,116 $8,422
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $8,156 $9,207
State Farm $4,656 $5,876
Travelers $6,363 $10,040
USAA $2,712 $3,025

Cheap Aberdeen, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Aberdeen, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Aberdeen, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,918 $2,054
American Family $883 $890
Farmers $1,671 $1,756
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,573 $1,623
State Farm $1,399 $1,399
Travelers $1,486 $1,480
USAA $841 $843

Cheap Aberdeen, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aberdeen, Ohio compared to the annual auto insurance rates with a clean record in Aberdeen, Ohio.

Annual Aberdeen, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,673 $3,222 $3,742 $3,009
American Family $1,458 $1,543 $1,543 $1,543
Farmers $2,899 $3,727 $3,634 $3,800
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,117 $4,216 $3,316 $3,792
State Farm $2,341 $2,761 $2,551 $2,551
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Cheap Aberdeen, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Aberdeen, Ohio is not easy. Compare the annual rates for DUI auto insurance in Aberdeen, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Aberdeen, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,742
American Family $1,543
Farmers $3,634
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,316
State Farm $2,551
Travelers $4,657
USAA $1,966

Cheap Aberdeen, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Aberdeen, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Aberdeen, Ohio

Insurance Company Poor Fair Good
Allstate $4,071 $2,948 $2,466
American Family $2,014 $1,380 $1,171
Farmers $3,991 $3,357 $3,197
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,071 $3,498 $3,262
State Farm $3,636 $2,247 $1,771
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

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Cheap Aberdeen, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Aberdeen, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Aberdeen, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Aberdeen, Ohio

ZIP Code Average Annual Rates
45101 $2,767

Cheap Aberdeen, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Aberdeen, Ohio auto insurance. Find the cheapest annual Aberdeen, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Aberdeen, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,162 $3,162
American Family $1,503 $1,540
Farmers $3,515 $3,515
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,610 $3,610
State Farm $2,489 $2,614
Travelers $3,222 $3,222
USAA $1,405 $1,516

Cheap Aberdeen, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Aberdeen, Ohio? Check out the comparison of annual Aberdeen, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aberdeen, Ohio

Insurance Company Low Medium High
Allstate $3,057 $3,155 $3,272
American Family $1,502 $1,533 $1,530
Farmers $3,355 $3,468 $3,722
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,482 $3,583 $3,766
State Farm $2,443 $2,558 $2,653
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

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Best By Category: Cheapest Auto Insurance in Aberdeen, Ohio

Compare the cheapest auto insurance companies in Aberdeen, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Aberdeen, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Aberdeen, Ohio Auto Insurance Companies

What auto insurance companies in Aberdeen, Ohio are the cheapest? Compare the top Aberdeen, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Aberdeen, Ohio

Insurance Company Average Annual Rates
Allstate $3,161
American Family $1,522
Farmers $3,515
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,610
State Farm $2,551
Travelers $3,222
USAA $1,460

What affects auto insurance rates in Aberdeen, Ohio?

There are a lot of reasons why auto insurance rates in Aberdeen, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aberdeen, Ohio. Many local factors may affect your Aberdeen auto insurance rates.

Aberdeen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aberdeen, Ohio commute length is 26.2 minutes according to City-Data.

Aberdeen Traffic

How does Aberdeen, Ohio rank for traffic? According to Inrix Aberdeen, Ohio is the 278th most congested worldwide.

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Compare Aberdeen, Ohio Auto Insurance Quotes

Before you buy Aberdeen, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aberdeen, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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