Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 21, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Since car insurance is not a one-size-fits-all solution, you need to evaluate your personal situation when deciding on an insurance plan
  • Inquire if combining multiple policies will lower your monthly premium
  • If the quotes from major carriers are too expensive, smaller independent agents may be a better option for you

You don’t want to have to pay more for your auto insurance than absolutely necessary, and getting a variety of quotes is a great way to go about meeting that goal.

Still, it’s about more than just comparison shopping. You can take some specific steps that will save you money when you’re out there getting car insurance quotes.

There are many providers who will be happy to make your monthly auto insurance payments. Some specialize in cheap coverage, others in specialty cars. The only way to locate affordable coverage that will protect you is to compare.

Compare car insurance quotes by entering your zip code above and the free rating tool now!

Look Into Using an Independent Insurance Agent

Independent auto insurance agents don’t work for just a single insurance company. They can take a look at a variety of different car insurance quotes from a variety of companies.

By doing so, they can match you with the best possible rate. The agent doesn’t charge you any money for the service. Their rates are paid by a commission from the various insurance companies. An agent will also help you when it comes time to file a claim.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Group Discounts and Multiple Policy Discounts

If you want to get the best rate, you need to consider many different auto insurance companies. Look into special rates that come from being a member of an alumni group, professional association or automobile club.

In many cases, these group discounts can be substantial and can be in addition to other discounts.

If you have house insurance or life insurance, consider asking your insurance agent or insurance company about a discount.

Many of them will offer a package discount that can amount to as much as five percent or more on each of your policies. This works for the provider because they get to keep your business and get more of it. It works for you because you pay less!

Your Driving Record

If your driving record is less than perfect, you end up paying higher premiums. One way to prevent this is to drive defensively.

Take the necessary precautions to remain focused and avoided common distractions such as talking or the phone, texting, applying makeup, and socializing with passengers.

If you do have a few blemishes on your record, signing up for a driving course can help lower your monthly premiums. Be sure to ask about defensive driver discounts when you are comparing car insurance quotes.

There are a lot of ways to save on your auto insurance. Before making a final decision, evaluate your needs and compare quotes from several different companies. Weigh the pros and cons of each and make sure you’re getting the most for your money.

Enter your zip code below to get started comparing free auto insurance rates and start saving some money!