3 Quick Tips for Saving Money on Car Insurance

By adjusting your deductible, taking advantage of discounts, and researching average auto insurance rates for the car you are buying are the top three ways to save on your auto insurance.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 6, 2021

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Things to Remember...

  • Raising your deductible can save you money in the long run
  • Seeking out car insurance discounts is an easy way to save
  • Low-risk drivers can save money via safe driver discounts
  • The type of car you drive can impact your monthly insurance premium

Who doesn’t want to save money on their car insurance? If you’re like most, you are always looking for ways to cut corners and save a little cash. Below are three ways you can save money, lower your insurance premiums, and still have enough money left over to treat yourself!

Start comparing affordable car insurance quotes today! Enter your ZIP code above to get started!

Raise Your Deductible

Increasing the amount of money you pay if you have a claim can greatly decrease your monthly rate, so if you consider yourself a safe, low-risk driver you might be better off with a higher deductible.

If you’ve had a few claims in the past, paying more each month might be a financially safer route.

Think of it as “an ounce of prevention is worth a pound of cure” rule. Going the extra mile, in the beginning, can save you big bucks down the road!


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If you’re on the phone with a representative from an auto insurance provider, make sure to ask them about any current specials or discounts. Oftentimes, they won’t tell you about special promotions or discounts they are offering. It’s your job to do your detective work and find the best policy for you and your family’s needs.

Choosing Your Car


Choose carefully before you buy, some cars are more likely to be stolen than others. Check with your auto insurance provider to see what the rate is going to be like for the car you’re interested in driving.

Also, any car that is considered sporty, high performance, or race-worthy can drastically increase your auto insurance company’s monthly fees.

It’s smart to be careful with your money. Enter your ZIP code below to start comparing free auto insurance rates and saving money!


  1. https://www.statefarm.com/insurance/auto/resources/what-affects-car-insurance-price
  2. https://www.21st.com/auto-insurance-information/understanding-car-insurance-deductibles.htm
  3. https://www.popularmechanics.com/cars/g167/10-high-performance-used-cars-you-can-actually-afford/

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