Are auto insurance accident proceeds taxed?

After a vehicle accident, you may receive compensation. If this happens, one of your next actions should be determining whether you received taxable insurance proceeds. The Internal Revenue Service (IRS) has specific guidelines in place to determine which insurance proceeds are taxable. The IRS considers each type of payment to have specific purposes, so the…

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How to Ask an Auto Insurance Company for Quotes in 2024

Its easy to get a sample car insurance quote. Learn More. Compare sample car insurance quotes to find the cheapest coverage available for you. Auto insurance companies look at multiple factors to determine rates, such as age, driving record, vehicle, coverage, and credit score. However, each company looks at those factors differently. In addition, every auto…

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Best Auto Insurance for Firefighters (Our Top 9 Picks for 2024)

California Casualty has the best auto insurance for firefighters with exclusive perks and benefits. It specializes in unique policies and savings for first responders. Average firefighter auto insurance rates are $175/mo for full coverage. Get even lower rates with occupational and safe driving discounts. Many companies award firefighters with first responder auto insurance discounts.  You’ll…

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Best Chevrolet Silverado Auto Insurance (2024)

Key takeaways: Full coverage costs around $1,484 a year or $124 each month A liability-only policy costs around $595 a year or $50 each month The highest rates are for teenage drivers at around $5,424 a year or $452 each month Good drivers can save as much as $612 a year by earning policy discounts…

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What is auto insurance?

You might wonder what auto insurance is and who needs it. Auto insurance provides coverage for property damages, medical expenses, and liability. What your auto insurance policy covers depends on what types of auto insurance you buy. We’ll explain everything you need to know about understanding auto insurance, including the main coverages and how to…

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Cheap Usage-Based Auto Insurance in 2024 (Save With These 7 Companies)

When it comes to cheap usage-based auto insurance, our top choices are Safeco, Mercury, and Travelers. These UBI insurance companies track your driving habits to offer generous discounts to safe drivers. Safeco is the top choice for telematics insurance companies because it provides personalized feedback to help you drive better. Although Safeco may not be…

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Idaho Auto Insurance (2024)

Idaho auto insurance costs around $81 monthly for full coverage. However, you should compare rates from the best auto insurance companies to find a cheap Idaho insurance policy for your budget. Even high-risk drivers with DUIs, at-fault accidents, or other infractions could find cheap auto insurance in Idaho by shopping around and utilizing our tips…

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What happens to an unclaimed auto insurance premium check?

An unclaimed auto insurance premium check can wind up in one of two locations. Before you start making calls, you will need specific information. This can help determine where you start looking. This FREE toolbox can help you find the best car insurance rates, just add your ZIP code to begin right here! Auto insurance premium…

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Factors That Affect Auto Insurance Rates (2024)

Everyone needs auto insurance, but it gets more expensive each year. There are several factors that affect auto insurance rates, and understanding how they impact your prices can be confusing. However, car insurance formulas don’t have to be a mystery. Age, marital status, and driving history are key factors as to why car insurance is…

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Hawaii Auto Insurance (2024)

How much is car insurance in Hawaii? Hawaii auto insurance is 27% lower than the national average, or around $87 monthly. Some of the cheapest auto insurance companies in Hawaii are USAA, State Farm, and Travelers. However, there are various factors that affect auto insurance rates, so you could find better prices from other companies….

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Where to Compare Auto Insurance Rates (2024)

Wondering where to compare auto insurance rates? The best place to find cheap auto insurance is online with a third-party quote tool, just like the one on this page. Tools like this one provide a neutral portal for auto insurance shoppers to compare quotes without bias from any single provider. Think about it. Even if…

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Auto Insurance for Supercars (2024)

The definition of an exotic auto depends on the height and weight of the vehicle, and its race-quality performance, which includes 500 horsepower or more. However, what defines a supercar are the number of cylinders and the horsepower of its engine. Insurance companies will consider all of this and the make and model of your…

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Oregon Auto Insurance (2024)

If your Oregon auto insurance is expensive, there are ways you can save. Picking the right company and coverages can go a long way to helping you find affordable Oregon auto insurance quotes.  Read on to learn more about insurance laws in the Beaver State, then explore which companies might offer cheap car insurance in…

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Georgia Auto Insurance (2024)

Georgia auto insurance averages $138 monthly for full coverage, but you’ll pay $55 instead if you only need Georgia’s state minimum auto insurance requirements. However, GA car insurance rates vary based on driving record and other personal factors. Georgia requires drivers to carry at least 25/50/25 in liability auto insurance coverage. However, collision, comprehensive, medical…

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Cheap Ferrari Auto Insurance (2024)

There are many factors that affect auto insurance rates for a Ferrari, including location, Ferrari model, and the type of auto insurance policy you buy. For example, if you drive a brand new Portofino Convertible in Los Angeles, your Ferrari insurance rates will be much higher than if you drove a 2008 model in the…

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Geico vs. Progressive Auto Insurance Review (2024)

Affordable rates, strong auto insurance policy options, and reliable customer service. Ask any driver, and they’ll agree — when it comes to their car insurance provider, quality matters. However, for drivers looking to choose between Geico and Progressive, the second and third largest private passenger auto insurers in the United States, the decision may not…

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Baton Rouge, LA Auto Insurance (2024)

Baton Rouge, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Baton Rouge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baton Rouge, Louisiana, including driving record, credit, commute time,…

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Mississippi Auto Insurance (2024)

Mississippi drivers typically pay about 6% more for Mississippi auto insurance than the national average. There are various factors that affect auto insurance rates, including the fact that 30% of Mississippi drivers are uninsured. So, comparing quotes is a good way to find the cheap auto insurance prices in MS. Read below to learn more…

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Colorado Auto Insurance (2024)

Colorado auto insurance costs around $140 monthly, nearly 10% more than the national average. While there are many factors that affect auto insurance rates in Colorado, heavy traffic, higher car thefts, and winter weather play a significant role. Despite slightly higher average rates, it’s not impossible to find affordable car insurance quotes in Colorado. Liberty…

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Best Auto Insurance for Drivers With Epilepsy (2024)

Auto insurance quotes are based on individual circumstances except for disability and medical conditions. Insurers are not allowed to hike your rates because you suffer from a condition, meaning epilepsy car insurance coverage cannot be higher than traditional rates. However, they may ask you to present specific documents such as the following: DMV confirmation letter…

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Cheap Auto Insurance for Bus Drivers in 2024 (Save With These 9 Companies!)

Progressive, State Farm, and Allstate offer the cheapest auto insurance for bus drivers, especially if they are safe drivers and sign up for a usage-based insurance (UBI) program. At $50 per month, Progressive offers the cheapest auto insurance for bus drivers thanks to its long list of car insurance discounts for safe driving and budget-friendly…

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Best Auto Insurance for Clergy in 2024 (Our Top 8 Picks)

The best auto insurance for clergy is offered by State Farm, Geico, and Allstate. Clergy, on average, face a monthly cost of $111 for their auto insurance requirements. Leading the way, State Farm offers clergy an affordable rate of just $82 per month. Learn how to compare State Farm’s rates in our where to compare…

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Can you change the date your auto insurance is due?

Auto insurance is necessary, but it can be daunting to pay an auto insurance premium month after month. In addition, when all your other bills come in simultaneously, it may be easy to miss a payment or simply not have the funds to pay what you owe. Unfortunately, if you miss a car insurance payment,…

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8 Best Auto Insurance Companies for State Employees in 2024

Geico, State Farm, and Progressive are the winners for the best auto insurance for state employees. Choose Geico, our top recommendation, for state employee auto insurance starting at just $57 per month. You can save money on auto insurance for state employees by buying only what you need and taking advantage of auto insurance discounts….

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How to Sell a Car Without Auto Insurance in 2024

You may not initially think about insurance when selling a car, but it’s actually something that needs consideration. So what do you do if you have no insurance, but want to sell your car? It is possible to sell your car without insurance, but it is better to keep valid insurance on your car throughout…

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Why do auto insurance rates vary so much? (2024)

Most people don’t walk around in public asking perfect strangers how much they pay for auto insurance. It is common, however, for friends and family members to discuss their rates and whether or not they’re satisfied with their insurance carriers. As you share your frustrations, it can be even more frustrating to learn that your…

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How to Find Auto Insurance Quotes Fast in 2024

It is usually a good idea to spend some time comparing auto insurance quotes. The right deal can save you hundreds of dollars. The right coverage can save you even more if you ever do have to make a claim. However, there are some times when you just need to find auto insurance quotes quickly….

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Why to Get Multiple Auto Insurance Quotes (2024)

Most experts advise people to compare multiple auto insurance quotes every year or so. The reason most experts advise this has to do with changes in the insurance market and changes in consumer’s lives. The insurance market is very competitive, and things change all the time. One company or another might introduce a new plan…

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How to Get an Instant Auto Insurance Quote Comparison in 2024

One thing that has actually helped consumers save money and learn more about their auto policies is the prevalence of online auto insurance comparison systems. These quote systems make the entire business of selling car policies a lot more transparent and competitive, and this is good for vehicle owners. It’s your car, and you are…

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Auto Insurance Rates by ZIP Code (2024)

Auto insurance rate quotes by ZIP code vary since companies assess car insurance risk by postcode. An auto insurance ZIP code comparison will also find different car insurance rates by city. The best auto insurance companies consider claims, accidents, and crime to calculate car insurance cost by ZIP code. However, with an auto insurance rate comparison…

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Cadillac Escalade vs. BMW X5 Auto Insurance (2024)

According to Forbes, increasing numbers of drivers are opting for SUVs in the United States. Indeed, in spite of rising gas prices, the SUV market has doubled to 14 percent since 2006. These super-luxury SUVs are not just costly to buy and drive, they can be very expensive to insure. So make sure you do the…

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BMW X5 Auto Insurance (2024)

Do you have a BMW X5? Or are you thinking about purchasing one? If so, one factor to consider (beyond the cost of the vehicle) is insurance. Can you afford to insure your new vehicle? You can save up to $711 on BMW X5 rates when you’re eligible for policy discounts. Online BMW X5 insurance…

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Scion tC Auto Insurance (2024)

The Scion tC is a sleek looking vehicle with some zip, but unlike many sports cars, you won’t break the bank to buy it. What’s even better is that there are several ways to get affordable and reliable auto insurance for the cool looking car. Check out great insurance for a Scion tC by entering…

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Nissan Xterra Auto Insurance (2024)

Key takeaways: Full coverage costs around $1,112 a year or $93 each month A liability-only policy costs around $446 a year or $37 each month Highest rates are for teenage drivers at around $4,064 a year or $339 each month Good drivers can save as much as $458 a year by earning policy discounts Nissan…

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Nissan Sentra Auto Insurance (2024)

Key takeaways: Full coverage costs around $1,390 a year or $116 each month A liability-only policy costs around $557 a year or $46 each month Highest rates are for teenage drivers at around $5,080 a year or $423 each month Good drivers can save as much as $573 a year by earning policy discounts Nissan…

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Nissan Pathfinder Auto Insurance (2024)

Nissan Pathfinder auto insurance rates cost $109 per month for full coverage and $44 per month for liability-only coverage, but rates will vary based on what model year you own, your age, and your driving record. For example, teenage drivers will pay much more for Nissan Pathfinder auto insurance, making it harder to get cheap…

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Ford Mustang vs. Chevrolet Camaro Auto Insurance (2024)

The question of the cost of Ford Mustang insurance vs Chevy Camaro insurance is very intriguing, especially since they are both all-American muscle cars that have long histories. Most people who purchase either have very strong opinions regarding their preference. Finding great car insurance rates for your vehicle is as easy as entering your ZIP…

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Cheap Subaru Auto Insurance (2024)

  Subaru auto insurance rates tend to be a little lower than the national average due to the brand’s reputation for affordability and safety. However, auto insurance for Subarus can vary significantly between models, with the BRZ having some of the highest rates. Although some Subaru car insurance quotes cost more than others, there are…

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Cheap Audi Auto Insurance (2024)

The lowest car insurance rates are at your fingertips once you use your ZIP code in the FREE quote tool to search for quotes! The first thing that you have to realize in your search for the lowest Audi car insurance is that there is such a thing as too low. Furthermore, most paths to affordable…

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Cheap Honda Auto Insurance in 2024 (Save Big With These 8 Companies!)

Erie has the lowest rates for cheap Honda auto insurance, as well as Geico and State Farm. While companies consider various factors that affect auto insurance rates for your Honda, like vehicle model and driving profile, these companies will have the most affordable rates on average. Shopping at the cheapest Honda auto insurance companies will help…

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Best Volkswagen Auto Insurance (2024)

Since Volkswagen auto insurance can be expensive depending on factors such as your driving record, your place of residence, and your credit score, finding a decent rate usually takes some research. Compare auto insurance rates online by vehicle make and model to find the most affordable car insurance for Volkswagens. The Volkswagen Beetle is the cheapest…

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Compare Cheaper Auto Insurance vs Fuel Efficiency Savings (2024)

Saving money is always a primary goal of hunting for new auto insurance. One of the best ways to save cash is to buy a vehicle that is relatively inexpensive to insure. Another factor to consider, though, when purchasing a vehicle is fuel efficiency. What about vehicles that are cheap to insure but costly to drive?…

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Top 7 Factors That Affect Auto Insurance Rates (2024)

The top factors that affect auto insurance rates include shopping for quotes, coverage choice, and much more. For example, while liability insurance costs around $45/mo on average, you’ll pay $119/mo for full coverage. Read More: Cheap Full Coverage Auto Insurance While understanding that great auto insurance could save you from financial ruin is one thing,…

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How Auto Insurance Competition Helps Customers Get Lower Rates (2024)

Auto insurance competition helps customers get lower rates by keeping companies sharp and constantly on the lookout for ways to increase their customer base and subsequently, their revenues and profits. There are limitations on just how competitive an insurance company can be. Like other insurance concerns, auto insurance providers are heavily regulated by each state…

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What are the average collateral insurance premiums? (2024)

One of the most exciting times for a consumer is purchasing a new car. For the average consumer, though, you most likely had to buy the finance the vehicle instead of paying for it outright. If this was the case and you did finance your vehicle, you probably signed a series of documents outlining your…

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How Accident Surcharges Affect Auto Insurance Rates in 2024

Any involvement in a car accident is highly stressful. This is especially true if you are at fault because you then have to worry about insurance surcharges after you file the claim. Increasing rates often lead to financial strain and long-term stress. (Read More: How to Lower Your Auto Insurance Premiums) While insurance rates are…

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How to Check if an Auto Insurance Company Is Legitimate in 2024

The right insurance company has a variety of auto insurance policies or plans to help a car owner protect him or herself. If a person is in an accident, repairs, medical bills, car rentals, and even car replacement can be very pricey. This is why it is important to invest in a quality insurance plan…

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What are the lowest auto insurance company costs available? (2024)

If you are buying car insurance, you definitely want the lowest costs possible. However, auto insurance is not a “one size fits all” prospect, so it is important to understand what kind of insurance you need and how much insurance you need before making a purchasing decision. Auto insurance provides you with financial protection if…

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10 Largest Auto Insurance Companies in the U.S. (2024)

State Farm, Geico, and Progressive are the largest auto insurance companies in the U.S. Keep reading for a list of auto insurance companies in the United States. As the top three insurance companies by market share, State Farm, Progressive, and Geico dominate the industry. State Farm and Geico are the cheapest auto insurance companies. Progressive…

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How to Research Auto Insurance Companies in 2024

When you are buying auto insurance, it is important to fully understand the kind of insurance you are buying. It is also important to research and compare insurance companies to do your best to ensure that you are choosing a company that is financially stable and will pay any claims efficiently and fully. There are…

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How to Evaluate Auto Insurance Quotes in 2024

Looking at auto insurance company quotes can be confusing, particularly if you do not know how to evaluate auto insurance quotes. In order to accurately evaluate auto insurance quotes, you need a foundational understanding of the different types of auto insurance available and what impacts your auto insurance rates. Continue reading to learn about coverages and rates…

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Best Companies for Cheap Rental Car Insurance (2024)

You’ll pay around $47 daily to get coverage from the car rental companies with the best auto insurance, including Avis, Hertz, Budget, Enterprise, and Alamo. You can also get rental car insurance coverage from some of the top providers, such as Geico or State Farm auto insurance, or a third-party car rental insurance company. We’ll…

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What is the average auto insurance cost per month?

If you’re wondering, what is the average auto insurance cost per month? The easiest way to find affordable auto insurance is to compare rates with different companies in your state. Factors that affect auto insurance rates include personal variables like age, gender, marital status, and where you live. Age has one of the biggest impacts…

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Should I call the auto insurance company if my car hits a deer?

After the adrenaline fades and the accident is cleaned up, your first thought is probably if you should call your auto insurance company to report hitting a deer. In almost all cases, the answer is yes.  However, there are times when drivers don’t know which one of the different types of auto insurance coverage covers…

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Does a red light ticket affect auto insurance rates?

You might wonder whether a red light ticket affects auto insurance rates after you receive one. On average, running a red light makes your insurance go up by around 24%. So, you may need help finding the cheapest auto insurance after getting a red light ticket. Keep reading to learn if a red light camera…

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Which cars have the lowest auto insurance premiums?

Picking a vehicle that fits your style is important, but there’s much more to consider when purchasing a car. From maintenance costs to loan payments, managing the expenses that come with a car can be difficult. One of those expenses is car insurance. While the minimum car insurance requirements in your state may be easily…

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How much will international auto insurance cost?

The cost of international auto insurance is much like buying local insurance, it depends on a number of factors and no two people are going to get the exact same rates. In addition to the different things that the insurance company considers, it will also depend on whether you are purchasing your insurance locally or…

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Best Auto Insurance for Trucks (2024)

It can be difficult to narrow down exactly how much auto insurance for trucks will cost because of the many factors that affect auto insurance rates, such as the type of truck you own, without getting a quote. A pickup truck is going to have different rates than a flatbed truck. However, knowing the factors…

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How to Compare Auto Insurance in 2024

The information that follows will help you decide on what type of auto insurance you need. You will also learn how to best compare rates between the many auto insurance companies that exist. Finally, you will be given resources to help evaluate the customer service of your prospective insurers. Start your search for the best auto…

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Can I get a refund if I switch auto insurance?

How do I get a refund on my car insurance? Whether you can get money back from car insurance depends on the fine print in your auto insurance policy.  Generally, if you cancel before the end of your policy period, you should be able to get a refund for any unused coverage.  However, every auto…

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When should I add my child to my auto insurance?

For a teenager, getting a license and the privilege to drive is exciting. For parents, this time can be a stressful time, especially when it comes to insurance rates. You should add your child to your auto insurance policy as soon as they get behind the wheel. In some states, this means when they get…

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How to Save on Auto Insurance With Three Vehicles in 2024

It can be hard to fit a third car into the budget, so you might be wondering how you can save on your auto insurance if you own three vehicles. Many companies allow you to bundle three or more vehicles in one policy to get cheap auto insurance rates. For example, you could save up…

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Do points affect auto insurance rates?

License points are one of the factors that affect auto insurance rates. You’ll see higher premiums with more points, and getting as few as two points on your license can cause rates to go up. Companies have different ways to decide how points affect insurance rates, so get quotes from top providers to find cheap high-risk auto…

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Does a repossession affect auto insurance rates?

Many people ask, “Does a repo affect my car insurance?” The short answer to this question is that it will probably raise insurance on a repossessed vehicle. Your credit is one of many factors that affect auto insurance rates since underwriters use an insured’s credit score to determine financial responsibility. Managing a personal credit file…

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Why You Should Take a Defensive Driving Class (2024)

Just about every article in existence on ways to save money on auto insurance includes the idea of taking a defensive driving class. Many drivers scoff at the idea of taking a defensive driving class. However, if you are serious about finding cheaper car insurance rates, you really should. Compare auto insurance rates online from…

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Top 5 Auto Insurance Myths (2024)

Buying auto insurance is confusing enough without having to deal with all the crazy myths surrounding it. How does one cut through all these tales of witches and trolls to know what is real and what is fake? The article that follows will help you differentiate fact and fiction. Enter your zip code to compare…

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Save Money by Switching to PLPD Insurance (2024)

Unless you’re one of those people who buy brand new cars with cash, you may be better off switching to public liability and property damage, or PLPD, insurance as soon as you can. PLPD insurance can save you money, as it’s a type of auto insurance that pays for damage you cause to others. While…

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