State National Auto Insurance Review (2024)

The State National Auto Insurance Company is located in Texas but provides multiple types of insurance policies in all 50 states. For full coverage, you'll pay around $107/mo with State National Ins Co Inc. Check out our State National auto insurance review to evaluate coverages, rates, and customer service.

UPDATED: Mar 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 18, 2024Fact Checked

Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...

Insurance Operations Specialist

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

UPDATED: Mar 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Mar 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 18, 2024Fact Checked

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State National Insurance Company

Average monthly rate for good drivers:

$107

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • The State National Insurance Company A.M. Best rating is A, or excellent
  • Provides multiple employee benefits
  • Has multi-line licensing for all 50 states in the country and the District of Columbia

Cons

  • State National Insurance Company is not accredited by the Better Business Bureau (BBB), but they do have an A+ rating with the BBB

Final Verdict: Review of State National Insurance Company

The State National Insurance Company, Inc. is a Texas-based company that offers full coverage car insurance at rates averaging $107 monthly.

Policyholders are satisfied with State National Insurance auto claims handling, as it carries an A+ rating from the Better Business Bureau. In addition, since 1993, it has carried an A rating from A.M. Best, indicating a good State National Insurance Company rating for financial stability.

State National Companies, Inc. also offers other lines of insurance, such as home insurance, allowing you to bundle policies and save more. Read on for more State National Co reviews.

Learn More: How to Save Money by Bundling Insurance Policies

Ready to see if you can get really cheap auto insurance with the State National Insurance Company Inc.? Enter your ZIP code into our free comparison tool above to instantly compare State National Ins Co Inc. quotes against top competitors near you.

[su_box title="Things to Remember..." style="default”]
  • State National Insurance is part of the State National Companies Group
  • State National Insurance provides a variety of property and casualty insurance products
  • State National has an A (Excellent) rating from A.M. Best and provides multiple employee benefits
[/su_box] Who is the State National Insurance Company? Searching for different types of auto insurance coverage would usually mean hours of research, long phone calls, and internet searches. Imagine, instead, if you had all the information you needed in one easy guide. This State National auto insurance review will give you all the information you need about the company, from its large size and vision to its nationwide reach of the company. If you have questions like what is the highest-rated insurance company, you're in the right place. Keep reading. In 2017, State National Insurance Company was purchased by the Markel Corporation. State National Insurance continues to operate independently, while the Markel Corporation focuses on global insurance, reinsurance, and investments. State National Insurance Company is MPN-approved (Medical Provider Network). Looking for cheap auto insurance quotes or hoping to find State National auto insurance quotes? Before beginning this State National car insurance review, enter your ZIP code to see multiple options from top auto insurance companies for free.

What You Should Know About State National

The State National Specialty Insurance Company, a subsidiary of the Markel Corporation, is based in Texas, offering multiple lines of insurance products across the United States.

For questions about claims, the State National Insurance claims phone number is 1-800-877-4567. You can also visit the State National Insurance company website at www.statenational.com if you prefer to file State National auto insurance claims that way.

State National Car Insurance Rates

While the price isn’t always the deciding factor when it comes to choosing a State National auto insurance company policy, it is usually one of the most important. Customer satisfaction is another thing that drivers look for when choosing auto insurance.

You can take a look at the table below to get an idea of what you might pay for State National Insurance Company car insurance depending on the company you decide to buy from.

It is important to keep in mind that these are just guidelines. Since there are many factors that affect auto insurance rates, actual State National Insurance car insurance rates will depend on age, driving history, ZIP code, etc.

State National Insurance Company: Auto Insurance Ratings

What is the highest-rated auto insurance company? As mentioned earlier, State National Specialty Insurance was purchased by the Markel Corporation in 2017.

State National Insurance Company was first eligible to receive an A.M. Best rating in 1993 and has achieved an “A” rating ever since. Their “A” rating from A.M. Best ensures a high level of service, expansive authority, and exceptional communication and support standards.

Is State National Insurance Company admitted? Yes, they are admitted carrier. State National Insurance Company is not accredited with the Better Business Bureau (BBB), but they do have an A+ rating with the BBB.

Many individual customer reviews exist for State National Insurance Company, though reviews directed particularly to their auto insurance branch are not readily available. Markel Corporation reviews are also available online.

The accessibility and availability of the top echelon and management committees have been applauded in these State National Insurance Company reviews, as well as their competitive pricing and long tenure.For more questions about the company, contact the State National Insurance phone number at 1-800-877-4567.

How to File State National Insurance Claims

Knowing how to file State National Insurance auto claims is important. While there are a few ways to make a State National Insurance Company Inc claims, the best way is to contact your carrier directly.

Since State National Insurance Company acts as your insurance carrier, you can get in touch with them on their toll-free number or send them a detailed email. The State National Insurance auto claims phone number is 1-800-877-4567.

It is important for your insurance carrier to have all the necessary information in place as soon as possible to put your State National Insurance Company claims on the fast track.

Canceling Your State National Insurance Company Auto Insurance Policy

State National Insurance understands that people need to cancel their auto insurance policy for many reasons. For this reason, they make it fairly simple to cancel your auto insurance policy should you need to do so. To cancel your policy, call the State National Insurance Company phone number at 1-800-877-4567.

State National Insurance Company does not charge a cancellation fee if you need to cancel your policy.

Whether you can get a refund on your policy depends on the type of policy and when you choose to cancel. If you cancel a refundable policy in the middle of the policy cycle, you will receive roughly half of what you paid, assuming you only paid for that cycle.

Since refund amounts may vary and depend on various factors, it is always best to check with your insurance agent to see what factors apply to you.

Dani Best Licensed Insurance Producer

What should you do if you need to cancel your policy? You can cancel your policy at any time by contacting your auto insurance agent and letting them know you’d like to cancel it. Your agent will let you know when the changes will take effect and whether or not you are entitled to a refund of any policy premiums you have paid.

State National Insurance Coverage Options

One of the first things you will need to do when purchasing your auto insurance policy is to decide how much coverage you need.

The table below shows some of the different types of policies and coverage available to you and what they do.

Types of Auto Insurance Coverage
Auto Coverage TypePurpose of Coverage
Bodily injury liabilityPart of your liability coverage that pays for medical bills if you've injured someone else in an automobile accident
CollisionCovers damage to your car after an automobile accident
ComprehensiveCovers damage to your car that happens when you're not driving
Personal injury protectionCovers medical expenses for you or your passengers after an automobile accident
Property damage liabilityThe other part of liability coverage that covers the cost of any property damage you've caused in an automobile accident
Uninsured/underinsured motoristCovers the costs if you're in an automobile accident caused by a driver with little or no car insurance

If you are financing your vehicle, your loan company may require you to carry full coverage insurance. Otherwise, you will need at least the minimum liability insurance required by your state of residence.

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State National Discounts Available

Generally, your discount options through the company depend on what each provider has to offer, but many discounts are standard throughout the industry. The table below shows some of the most common car insurance discounts available, an estimate of how much money each can save you, as well as the major auto insurance companies that offer the discount.

Standard Auto Insurance Discounts Offered by Major Companies
Discounts OfferedAverage SavingsAvailable With
Low mileage/Low usage discountUp to 20%State Farm, Allstate, Travelers, Nationwide, Progressive
Defensive driving discount10%–15%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers
Safe driver discount10%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual, State National
Military and federal employee discount8%–15%Geico, Esurance, USAA
Good student discount5%–25%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual, State National
Senior/Mature driver discount 5%–10%Geico, Allstate, Liberty Mutual, State National
Homeowner discount3% State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers

As you can see, it is always a good idea to check with your insurance provider to see what types of discounts you may qualify for as they can save you a lot of money on your auto insurance.

Many auto insurance providers offer different bundling options. Bundling your insurance refers to purchasing multiple policies from the same company. For example, you can purchase your auto insurance policy as well as your life insurance from the same company if you choose. Most insurance companies offer a discount of anywhere from 5%-25% if you choose to bundle.

Check out the video below to learn about the pros and cons of bundling your insurance policies.

Many companies offer multi-car discounts, also. You can think of this as a way of bundling, but in this case, you are buying auto insurance for multiple vehicles. Auto insurance companies offer up to a 25% multi-car discount on combined policies.

More About State National Co Reviews

Things look good for State National. State National Insurance Company Inc bond claims are now an option.

Now that you know everything you need to know about purchasing your auto insurance policy from State National Insurance Company, we hope you will feel more confident in purchasing your policy. You should always compare your State National Insurance quote to other companies, like the Tokio State National Insurance company, to ensure you’re getting the best rate.

As a reminder, if you need to file a claim, the State National Insurance Company claims phone number is 1-800-877-4567.

Looking to buy State National auto insurance or hoping to find great rates from other providers? Now that you’ve seen some State National insurance reviews, enter your ZIP code below and compare free car insurance quotes.

Frequently Asked Questions

Who is State National Insurance Company?

State National is a subsidiary of the Markel Corporation, offering auto and home insurance in various states throughout the United States. For example, State National Insurance in Florida allows homeowners to protect themselves against common natural disasters, such as hurricanes.

Read More: Florida Auto Insurance

Who owns State National Insurance Company?

As of 2017, State National is owned by the Markel Corporation, which was acquired for $919 million.

How do I get a quote from State National Insurance Company?

There are many ways of obtaining an affordable State National Insurance Company quote.

  • You can call them at their toll-free number
  • You can send them an email
  • You can also visit their website, which offers a paperless online form to get a quote

The electronic form is fairly simple and basic. Once they receive the information, their agents will get back in touch with you.

What do State National Insurance Company employees have to say?

State National Insurance is a nationwide company and has many job opportunities. They have listed these openings on their website. State National Insurance Company offers employee benefits, including healthcare plans, dental health plans, 401(k), and other additional benefits.

Based on reviews by current employees, it seems to be a place where talent is recognized, and merit is rewarded.

Why would my provider cancel my auto insurance policy?

Your auto insurance provider may cancel your policy if you do any of the following:

  • Fail to pay your auto insurance premium
  • Have your driver’s license suspended or revoked
  • Lie during the application process

Also, if you’re found to be a high-risk driver, your auto insurance company may choose not to renew your policy or enroll you in high-risk auto insurance.

What is State National Auto Insurance?

State National Auto Insurance is an insurance company that offers coverage for automobiles. They provide various auto insurance policies and services to help protect drivers and their vehicles.

How does State National Auto Insurance operate?

State National Auto Insurance operates by providing coverage for policyholders in the event of accidents, theft, damage, or other covered incidents involving their vehicles. They collect premiums from policyholders and use those funds to pay out claims when necessary.

Can I customize my auto insurance policy with State National?

Yes, State National Auto Insurance allows policyholders to customize their coverage based on their specific needs. You can choose the types of auto insurance that best suit your requirements and budget.

Is State National Auto Insurance available nationwide?

State National Auto Insurance operates in multiple states across the United States. However, the specific availability of their services may vary by location. It is recommended to check with State National or consult their website to determine if they provide coverage in your area.

Are there any discounts available with State National Auto Insurance?

State National Auto Insurance may offer various discounts to policyholders. Here are the four most common discounts:

  • Safe driver discounts
  • Multi-policy discounts
  • Good student discounts
  • Discounts for certain safety features installed in your vehicle

It is best to inquire about available discounts when obtaining a quote or contacting their customer service. The State National phone number is 1-800-877-4567.

What is the phone number for State National insurance?

The State National automotive insurance phone number is 1-800-877-4567.

What is the State National Specialty Insurance Company claims phone number?

The State National Insurance Company auto claims phone number is 1-800-877-4567.

Can I get coverage with the State National Insurance company in Florida?

Yes, auto insurance policyholders in Florida can purchase coverage with State National.

Does the State National Insurance Company have homeowners insurance?

Yes, you can purchase State National home insurance coverage from various regions throughout the country, allowing policyholders to bundle coverage and save even more.

Is there a State National life insurance company?

No, there is no State National life insurance company.

Is National General insurance the same as State National?

No, car insurance with National General and State National are different. State National is a Texas-based company that offers various lines of insurance products throughout the United States. Similarly, National General also sells multiple insurance types, such as auto, RV, and home insurance, allowing policyholders to bundle coverage.

Read More: National General Auto Insurance Review

How much is State National Insurance Company for Tesla drivers?

Auto insurance rates with State National average $107 monthly. However, since Teslas have more expensive parts and higher sale prices, they come with higher average rates. Expect to pay over $200 per month to insure a Tesla, though finding cheap Tesla auto insurance is still possible.

To find affordable rates for Tesla coverage, insert your ZIP code into our free quote comparison tool below.

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Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...

Insurance Operations Specialist

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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